Financial well-being quarterly

Q1 2025

Use an annual checklist

Understanding how you’re saving for retirement can help provide reassurance and motivation to stick with your plan. Use our annual checklist to see if you’re on track to achieve your retirement goals. You can decide if you want to change your investments, rebalance your portfolio, increase your contribution rate, and more.

Download our annual checklist

Also, consider your tax situation. For 2025, the IRS allows up to $23,500 in contributions to a workplace saving plan. But, if you’re 50+ by the end of the calendar year, you can save an additional $7,500. For those ages 60-63, the catch-up limit is even higher at $11,250.*

Annual contribution rates are based on the IRS 2025 retirement plan limitations and are subject to change. Under SECURE 2.0, individuals who are 60, 61, 62, or 63 at the end of the calendar year are eligible to make an increased catch-up contribution.


Stay current on financial markets

Wondering what to expect in the financial markets this year? Listen to Emily R. Roland, CIMA, co-investment strategist at John Hancock Investment Management, as she shares her outlook for financial markets. You’ll gain insight on market trends that may affect your retirement savings and other financial goals. 

Listen now


Pay down debt and save more

What should you do with your money when you have competing priorities? Do you save for the future or get rid of your debt? In this webinar, learn tips and strategies that can help you decide.  

Save my seat


Inflation and your 401(k)

Inflation doesn't just make things more expensive—it can also affect your retirement savings. In this webinar, you’ll learn strategies to help you manage your retirement account.

Save my seat


Five goals to strengthen your financial health

Setting financial goals can help you budget for the things you want, such as buying a home, starting a business, putting kids through college, and retiring comfortably. In this video, we’ll share five goals that can help you take control of your financial future and strengthen your financial wellness.

Watch now


For complete information about a particular investment option, please read the fund prospectus. You should carefully consider the objectives, risks, charges and expenses before investing. The prospectus contains this and other important information about the investment option and investment company. Please read the prospectus carefully before you invest or send money. Prospectus may only be available in English.

The content of this document is for general information only and is believed to be accurate and reliable as of the posting date but may be subject to change. It is not intended to provide investment, tax, plan design, or legal advice (unless otherwise indicated). Please consult your own independent advisor as to any investment, tax, or legal statements made.

John Hancock Personal Financial Services, LLC is an SEC registered investment adviser. John Hancock Personal Financial Services, LLC, 200 Berkeley Street, Boston, MA 02116.

John Hancock Retirement Plan Services LLC provides administrative and/or recordkeeping services to sponsors or administrators of retirement plans through an open-architecture platform. John Hancock Trust Company LLC, a New Hampshire non-depository trust company, provides trust and custodial services to such plans, offers an Individual Retirement Accounts product, and maintains specific Collective Investment Trusts. Group annuity contracts and recordkeeping agreements are issued by John Hancock Life Insurance Company (U.S.A.), Boston, MA (not licensed in NY), and John Hancock Life Insurance Company of New York, Valhalla, NY. Product features and availability may differ by state. All entities do business under certain instances using the John Hancock brand name. Each entity makes available a platform of investment alternatives to sponsors or administrators of retirement plans without regard to the individualized needs of any plan. Unless otherwise specifically stated in writing, each entity does not, and is not undertaking to, provide impartial investment advice or give advice in a fiduciary capacity. Securities are offered through John Hancock Distributors LLC, member FINRA, SIPC.

NOT FDIC INSURED. MAY LOSE VALUE. NOT BANK GUARANTEED.

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