The state of the participant 

is encouraging and rich in opportunity

 

"State of the participant 2020: readiness within reach" is John Hancock’s annual look at the progress of plan professionals and participants in creating a retirement-ready workforce. As you’ll see, there are pockets of progress. But there’s also still room—and opportunity—for improvement.

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Snapshots of industry trends and participant behavior

 

What it means for the plans you offer or advise

 

Best practices you can put to work today

 

 

We make retirement plans work.

Patrick Murphy, CEO, Head of U.S. Retirement

Global Intelligence 

An outlook for the year ahead from our colleagues at Manulife Investment Management.

John Hancock and Manulife Investment Management are divisions of Manulife Financial Corporation. 

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John Hancock Stable Value Guaranteed Income Fund

This new capital preservation option offers our plan sponsors a competitive credit rate and a transparent structure.

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Calculate the cost of financial stress

See how much financial stress may be costing your organization, then learn about our personalized approach to financial wellness.

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November 1, 2019

What you need to know about the new regulations on 401(k) hardship distributions

Chris Frank

Chris Frank,  Head of Defined Contribution Consulting John Hancock Retirement

On September 23, the IRS published final regulations on hardship distributions in the Federal Register. The following is our summary of the changes that apply to 401(k) plans, as well as John Hancock’s perspective on how to proceed with both the mandatory and optional provisions.
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Financial professionals

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