Financial well-being quarterly
Q2 2023
Keep your finances in shape and on track
Check out the five steps you can take to help make sure your finances look good, and don’t forget to complete your financial wellness assessment in My Learning Center. You’ll see where you’re at today and what personalized steps you can take to make improvements.
Learn from our retirement specialists
Take time to listen to our most recent webinar, “Retirement investing,” and remember to mark your calendar for upcoming webinars:
- “Student loan debt and saving for retirement” on May 24
- “Smart money moves” on June 28
Finally, keep an eye out for our special series, “Understanding the stock market,” starting in June.
Prioritize your health and wealth
Are inflation and rising interest rates taking a toll on your financial and mental well-being? You’re not alone. We have some ideas to help you improve both.
Prioritize your health and wealth: 50+
Prioritize your health and wealth: <50
*Solutions based on plan availability.
Tips to help you manage your debt
Most of us have some sort of debt. Learn how to avoid the common pitfalls, so your debt doesn’t affect your overall financial health.
View the steps you can take to keep your debt under control
*Solutions based on plan availability.
Get help making financial decisions
You don’t have to navigate the path to retirement alone. Our team of specialists can help you understand and evaluate your options based on your financial needs and goals—now and through retirement.
Manage your account on the go.
Important disclosures
1 Subject to plan availability. Participation in John Hancock Personalized Retirement Advice (Retirement Advice) does not guarantee investment success. Investing involves risks, including the potential loss of principal. Fees for this service are based on a tiered schedule and vary by account balance. For more information, consult the Retirement Advice investment advisory agreement. John Hancock Personal Financial Services, LLC (JHPFS), an SEC registered investment adviser and affiliate of John Hancock Retirement Plan Services LLC (JHRPS), is the investment manager of the Retirement Advice program. JHPFS has selected Morningstar Investment Management LLC, a registered investment adviser and wholly owned subsidiary of Morningstar, Inc., to act as the independent financial expert (as defined in the U.S. Department of Labor’s Advisory Opinion 2001-09A) for Retirement Advice. JHPFS monitors Morningstar Investment Management’s performance. Morningstar Investment Management LLC is not affiliated with JHRPS, JHPFS, or affiliates. JHPFS acts as a fiduciary with respect to the management of Retirement Advice investments.
Once enrolled in John Hancock Personalized Retirement Advice (Retirement Advice), John Hancock Personal Financial Services, LLC will manage your account by allocating and rebalancing investments for you.
This content is for general information only and is believed to be accurate and reliable as of the posting date but may be subject to change. It is not intended to provide investment, tax, plan design, or legal advice (unless otherwise indicated). Please consult your own independent advisor as to any investment, tax, or legal statements made.
John Hancock Personal Financial Services, LLC is an SEC registered investment adviser. John Hancock Personal Financial Services, LLC, 200 Berkeley Street, Boston, MA 02116.
John Hancock Retirement Plan Services LLC provides administrative and/or recordkeeping services to sponsors or administrators of retirement plans through an open-architecture platform. John Hancock Trust Company LLC provides trust and custodial services to such plans. Group annuity contracts and recordkeeping agreements are issued by John Hancock Life Insurance Company (U.S.A.), Boston, MA (not licensed in NY), and John Hancock Life Insurance Company of New York, Valhalla, NY. Product features and availability may differ by state. All entities do business under certain instances using the John Hancock brand name. Each entity makes available a platform of investment alternatives to sponsors or administrators of retirement plans without regard to the individualized needs of any plan. Unless otherwise specifically stated in writing, each entity does not, and is not undertaking to, provide impartial investment advice or give advice in a fiduciary capacity. Securities are offered through John Hancock Distributors LLC, member FINRA, SIPC.
NOT FDIC INSURED. MAY LOSE VALUE. NOT BANK GUARANTEED.
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