Your Supplemental Income 401(k) Plan

  

Take advantage of your retirement plan benefit! 

You're 100% vested immediately, which means you also have access to your contributions immediately

Your benefit also offers you: 

Access to a variety of investment options

The option to borrow from your plan

Potential tax savings

Plan information

Whether you've already enrolled or are thinking about it, learn more about your plan.



Enroll in the plan

Enrolling is as easy as 1, 2, 3.

2

Return the form to your employer—and keep a copy for yourself. 

3

After you've enrolled, log in to your account and choose a beneficiary for your account.

If you're not sure which enrollment form to use, check with your employer or union, or call 800-477-3829.

Download John Hancock's retirement app

Access your account with a touch or your smile to view details, make changes, and use helpful financial tools. 

Scan the QR code or download the app

Access your account and helpful financial planning tools online

Connect with your plan online to view your balance and use tools and resources that help you set goals and manage your finances.

Log in to your SIP 401(k) account


Roll over your savings

If you've got other retirement accounts, you may want to combine them all to make them easier to manage.

Use this form to roll money from another retirement plan or IRA into your Supplemental Income 401(k) Plan. The form outlines exactly what types of accounts you can roll into the plan. In the form, you'll also let us know how you'd like to invest the money you're rolling over to the plan. 

If you have questions about rolling over your other accounts or would like some help, please call John Hancock's specialized team for help, at 877-525-7655.



As other options are available, such as leaving it in your old plan, rolling over to an IRA, or cashing out, you are encouraged to review all of your options to determine if combining retirement accounts is suitable for you.

Investment options

Choose from a variety of investment types.

View a list of all the investment options available in your plan and get access to their prospectuses.

See the investment options


A fund's investment objectives, risks, charges, and expenses should be considered carefully before investing. The prospectus contains this and other important information about the fund. To obtain a prospectus, contact John Hancock at 833-38-UNION (833-388-6466) or visit our website at myplan.johnhancock.com. Please read the prospectus carefully before investing or sending money. The fund's prospectus provides information regarding details for the applicable fee waivers. Prospectuses may only be available in English.

Need help?

You can contact your employer or union representative for help, or you can call John Hancock—we're here to help!

Need help making decisions?

Contact your Supplemental Income 401(k) Plan representatives at sipteam@sip401k.com

They can answer your questions about:

  • How to enroll
  • The plan features and benefits
  • Payroll/contribution questions

Would you like to make a transaction or get information about your account balance?

You'll find lots of answers on the website and on the mobile app 

Log in to your SIP 401(k) account Download John Hancock's retirement app

Still have questions?

Call John Hancock's service center

We can provide you with information about your account and help you make transactions, such as:

  • Changing your investment mix
  • Requesting loans, distributions, and hardship withdrawals

You can reach us at 833-SIP-401k. When you call the service center, you’ll need to enter your Social Security number and personal identification number (PIN). You'll  be asked to personalize your PIN the first time you call.

Once you’re enrolled, you can use the service center’s automated options to get information and conduct transactions 24 hours a day. If you’d like to speak with a customer service representative, we’re available on business days, except New York Stock Exchange holidays, between the hours of 8:00 A.M. and 10:00 P.M., Eastern time.