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Your Supplemental Income 401(k) Plan

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  • Take advantage of your retirement plan benefit! 

    You're 100% vested immediately, which means you also have access to your contributions immediately. 

  • Your benefit also offers you: 

    Access to a variety of investment options

    The option to borrow from your plan

    Potential tax savings

Access your statements issued before July 2021

Plan information

Whether you've already enrolled or are thinking about it, learn more about your plan.



Enroll in the plan

Enrolling is as easy as 1, 2, 3.

Use the contribution calculator to decide how much you want to save with each paycheck

Download John Hancock's retirement app

Access your account with a touch or your smile to view details, make changes, and use helpful financial tools. 

Scan the QR code or download the app

Access your account and helpful financial planning tools online

Connect with your plan online to view your balance and use tools and resources that help you set goals and manage your finances.

Log in to your SIP 401(k) account


Roll over your savings

If you've got other retirement accounts, you may want to combine them all to make them easier to manage.

  • Use this form to roll money from another retirement plan or IRA into your Supplemental Income 401(k) Plan. The form outlines exactly what types of accounts you can roll into the plan. In the form, you'll also let us know how you'd like to invest the money you're rolling over to the plan. 

  • If you have questions about rolling over your other accounts or would like some help, please call John Hancock's specialized team for help, at 877-525-7655.

Log in to access the rollover form


As other options are available, you are encouraged to review all of your options to determine if combining your retirement accounts is suitable for you.

Investment options

Choose from a variety of investment types.



A description of all the plan’s investment options and fees is contained in the enrollment kit, and you can obtain a prospectus and, if available, a summary prospectus for any of the investment options from the SIP representatives by calling 833-SIP-401k. The prospectus and, if available, a summary prospectus contain more complete information, including fees and expenses, which affect your account balance. Investors are asked to consider the investment objectives, risks, charges, and expenses of the investment carefully before investing. The prospectus and, if available, a summary prospectus contain this and other information. Please read the prospectus and, if available, a summary prospectus carefully, as you decide how to allocate your investments. Prospectuses may only be available in English.

Need help?

You can contact your employer or union representative for help, or you can call John Hancock—we're here to help!

  • Need help making decisions?

  • Contact your Supplemental Income 401(k) Plan representatives at sipteam@sip401k.com

    They can answer your questions about:

    • How to enroll
    • The plan features and benefits
    • Payroll/contribution questions

  • Still have questions?

  • Call John Hancock's service center

    We can provide you with information about your account and help you make transactions, such as:

    • Changing your investment mix
    • Requesting loans, distributions, and hardship withdrawals

    You can reach us at 833-SIP-401k. When you call the service center, you’ll need to enter your Social Security number and personal identification number (PIN). You'll  be asked to personalize your PIN the first time you call.

    Once you’re enrolled, you can use the service center’s automated options to get information and conduct transactions 24 hours a day. If you’d like to speak with a customer service representative, we’re available on business days, except New York Stock Exchange holidays, between the hours of 8:00 A.M. and 10:00 P.M., Eastern time.