Plan sponsor newsletter
Q1 2025
It’s about time—2025 overview and Q1 activities
Our 2025 participant engagement program is now available. The schedule of activities is on the It’s about time landing page, including the complete list of webinars. You can start promoting the webinars to your participants.
The themes for Q1 are finding solutions to top financial stressors and strengthening financial goals. Here’s how we’ll be engaging with your participants:
- January—Financial well-being quarterly, focusing on solutions to top financial stressors and strengthening financial goals
- March—Nudging participants to start saving, save more, and check in on their retirement strategy
We’ll be sharing ready-to-use advocacy campaign materials with you in March, including actions your participants can take to tackle their financial priorities.
Visit our award-winning¹ It’s about time program to review the 2025 schedule, find sample communications, and download advocacy campaigns.
Legislative updates
Q1 25 Legislative Update
Save your spot for our upcoming Q1 2025 legislative update webinar on March 11, 2025, at 2pm, Eastern time.
Understanding Pending Legislation and Litigation Trends
Are you interested in learning about pending legislation, regulatory guidance, and ERISA litigation trends heading into 2025? You can hear from our ERISA specialists on these topics:
- 2025 IRS contribution limits
- IRS guidance on SECURE 2.0 overpayments
- The final withholding regulations for certain retirement plan distributions
- The latest updates on forfeiture litigation
Speakers
- Christopher E. Frank, Head of DC Consulting, Benefits Consulting Group, John Hancock
- Tami D. Guimelli, AVP, Associate Chief Counsel, U.S. Retirement Law, John Hancock
John Hancock will no longer offer participants our personal finance organizer.² It will be removed from myplan.johnhancock.com by the end of February. This tool allows participants to link their financial accounts along with their John Hancock balances into one consolidated view.
Before access to the personal finance organizer is discontinued, when participants are using the tool, they'll see messaging that explains the timeline and how any data they entered will be securely deleted.
While we aren’t replacing the personal finance organizer, participants still have access to a wide range of John Hancock resources to help them manage their money and make progress on their financial goals, including:
- My Learning Center
- Our retirement planner³
- Education Planning Center for college planning⁴
- Emergency savings account (if offered by your plan)⁵
Financial management tools similar to the personal finance organizer are widely available in the marketplace. Participants should research and/or talk with a financial professional before using these applications.
Contact your John Hancock relationship manager with any questions.
FOR PLAN SPONSOR USE ONLY. NOT FOR USE WITH PLAN PARTICIPANTS.
Important disclosures
The content of this document is for general information only and is believed to be accurate and reliable as of the posting date, but may be subject to change. It is not intended to provide investment, tax, plan design, or legal advice (unless otherwise indicated). Please consult your own independent advisor as to any investment, tax, or legal statements made.
1 "WealthManagement.com 2024 Industry Award (the "Wealthies")," winner of Retirement Plan Support and Advisor Services, 401(k) Services Category, WealthManagement.com, 2024. 2 Personal finance organizer is a data aggregation tool available to plan participants through the John Hancock website. Participants using personal finance organizer will be sharing their account information with a third-party service provider, which will store the information for purposes of providing the aggregation service. Personal finance organizer is only reflective of the accounts that are linked, and John Hancock is relying on the accuracy of the information provided by the linked financial institution(s). Additional information can be obtained through your John Hancock representative. 3 The projected retirement income estimates for your current John Hancock accounts, future contributions, employer contributions (if applicable), and other accounts set aside for retirement used in this calculator are hypothetical, for illustrative purposes only, and do not constitute investment advice. Results are not guaranteed and do not represent the current or future performance of any specific account or investment. Due to market fluctuations and other factors, it is possible that investment objectives may not be met. Investing involves risks, and past performance does not guarantee future results. 4 John Hancock is not affiliated with the Education Planning Center, and neither is responsible for the liabilities of the other. 5 Emergency savings is a product offered by John Hancock Personal Financial Services, LLC, an SEC investment adviser registered under the Investment Advisers Act of 1940.
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