Investments
Selecting and monitoring retirement plan investments are critical fiduciary duties
Learn about our target-date and in-plan advice offers
John Hancock target-date funds
With a multimanager approach that favors specialists over generalists, our target-date funds were rated #1 by top DC plan advisors for open architecture.¹
For more information about our target-date funds, please contact your John Hancock representative-
Oversight
Monitoring each portfolio team for the repeatability of its investment process and management of risk
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Several levels of diversification
- Multiple asset classes
- Multiple styles
- Multiple managers
With John Hancock's multimanager and multi-asset strategy, you'll benefit from our:
- Specialized asset management expertise
- Extended diversification to include multiple investment styles and managers
- Flexibility and ability to respond to the market
- Global investment experience, with asset allocation portfolios offered on five continents
1 The #1 ranking is for John Hancock Multimanager Lifetime Portfolios and is based on a survey of 249 advisors conducted by Market Strategies International in February 2019.
In-plan advice through managed accounts
We believe that all participants should have access to professional management and advice—we offer John Hancock Personalized Retirement Advice and advisor-managed accounts, both backed by Morningstar, an independent registered investment advisor.
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Personalized asset allocation and investment management
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Independent advice and professional management
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Two offers for in-plan advice
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For more information about our in-plan advice options, please contact your John Hancock representative.
A personal investment strategy that's reviewed annually
One-on-one phone support for participants
Reporting for participants and plan sponsors
Two options for in-plan advice
Our in-plan advice offers—John Hancock Personalized Retirement Advice and advisor-managed accounts—provide a strategy based on a participant's age, finances, spousal assets, and other personal information.
Customized investment guidance with Retirement Manager
Participants looking for investment guidance and a customized asset allocation and risk strategy—at no additional cost—can use Retirement Manager. Powered by Morningstar, Retirement Manager also offers participants over age 50 guidance on a drawdown strategy.
Important disclosures
Participation in the Managed Account Program (program) does not guarantee investment success. Investing involves risks, including the potential loss of principal. Fees for this service are based on account balance. Please consult the program’s “Investment advisory agreement” for fee terms located under the “Acknowledgment and agreement” section. The program’s advisor and Morningstar Investment Management LLC are not affiliated with John Hancock Retirement Plan Services, LLC or its affiliates. The program’s advisors act as a fiduciary with respect to the management of the program’s investments.
Once enrolled in the John Hancock Personalized Retirement Advice Program (Retirement Advice), John Hancock Personal Financial Services, LLC (JHPFS) will manage your account by allocating and rebalancing investments for you.
Participation in John Hancock Personalized Retirement Advice (Retirement Advice) does not guarantee investment success. Investing involves risks, including the potential loss of principal. Fees for this service are based on a tiered schedule and vary by account balance. For more information, consult the John Hancock Personalized Retirement Advice Investment Advisory Agreement. John Hancock Personal Financial Services, LLC (JHPFS), a registered investment advisor and affiliate of John Hancock Retirement Plan Services, LLC (JHRPS), is the investment manager of the Retirement Advice program. JHPFS has selected Morningstar Investment Management LLC (Morningstar), a registered investment advisor and wholly owned subsidiary of Morningstar, Inc., to act as the independent financial expert (as defined in the U.S. Department of Labor’s Advisory Opinion 2001-09A) for Retirement Advice. JHPFS monitors Morningstar’s performance. Morningstar is not affiliated with JHRPS, JHPFS, or its affiliates. JHPFS acts as a fiduciary with respect to the management of Retirement Advice investments.
Investment advisory services for Morningstar Retirement Manager are provided by Morningstar Investment Management LLC.