Reflections on participant progress in a time of change
Our “State of the participant 2022” report¹ reveals that over half of DC plan participants retained or achieved retirement readiness² in the past year. See how participants are saving, investing, and succeeding despite a lingering pandemic, the Great Resignation, and a volatile market.
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Retirement readiness among all participants exceeds 50%
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Over 65% of those under 40 are now retirement ready
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The synergy of auto-enroll and auto-increase continues to boost retirement readiness at the plan level
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Participant behavior may be greenlighting higher auto-increase caps
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ESG fund holdings are spread across the age spectrum
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52% of participants with ESG funds are aged 50 and older
Incorporating ESG criteria and investing primarily in instruments that have certain ESG characteristics, as determined by the manager, carry the risk that the fund may perform differently, including underperforming, than funds that do not use an ESG investment strategy.
Putting the research to work
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Our financial professional resources help you automate your strategies to boost retirement readiness
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Plan manager
Use plan manager to automate your service strategy—saving you time and improving your productivity.
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Onboarding resource center
Our digital resources help you get off on the right foot onboarding new plans and newly eligible participants to John Hancock.
For complete information about a particular investment option, please read the fund prospectus or offering memorandum/trust document. You should carefully consider the objectives, risks, charges, and expenses before investing. The prospectus or offering memorandum/trust document contains this and other important information about the investment option and investment company. Please read the prospectus or offering memorandum/trust document carefully before you invest or send money. Prospectuses or offering memorandums/trust documents may only be available in English.
Neither asset allocation nor diversification guarantees a profit or protects against a loss. There is no guarantee that any investment strategy will achieve its objectives. Past performance does not guarantee future results.
Important disclosures
1 All data is from our open-architecture platform. 2021 data reflects John Hancock’s 1.5 million participants, 1,645 plans, and $112.9 billion in assets under management and administration (AUMA) as of 12/31/21. 2022 data is based on John Hancock’s 1.6 million participants, 1,716 plans, and $108.5 billion in AUMA as of 3/31/22. Earlier data is from our 2020 and 2021 state of the participant reports. 2 In this report, retirement readiness means the projected ability for participants to replace 70% or more of their working income in retirement.
The content of this website is for general information only and is believed to be accurate and reliable as of the posting date, but may be subject to change. It is not intended to provide investment, tax, plan design, or legal advice (unless otherwise indicated). Please consult your own independent advisor as to any investment, tax, or legal statements made herein.
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