Can you pay 401(k) plan expenses from plan assets?
Managing plan fees means ensuring that costs are reasonable and ensuring they’re paid by the appropriate party. Learn who can pay the different types of plan expenses.
We make defined contribution plans work
We make decisions easier and lives better for all our customers, building plans that can deliver the outcomes desired by each individual and business we work with.
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We design and build solutions to help maximize outcomes for your participants, employing personalization, proactive engagement, and innovative experiences to help motivate action.
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We ask our plan sponsors what they want out of their plan and design it around the outcomes they want to achieve, with the partners they've chosen for their plan.
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We intentionally integrate financial professionals and third-party administrators (TPAs) into our offerings and service model for a combination of local support and the power of a team of specialists.
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A close partnership with your financial professional and your plan consultant
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A service team that provides strategic, administrative, and operational support, working with your plan consultant or our own team of ERISA experts
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Transparent fees and options for allocating plan costs
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A vast array of investment choices for an effective and competitive plan lineup
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Support options for handling your fiduciary responsibilities, from ongoing guidance to comprehensive outsourcing
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Time-saving payroll integration solutions, including payroll 360°, payroll 180°, or self-managed payroll
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End-to-end support for the four critical participant actions—enrolling, onboarding, pursuing financial well-being, and achieving retirement readiness
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A diligent and dynamic approach to data security, backed by our Cybersecurity Guarantee1
Related viewpoints
Is fiduciary liability insurance the same as a fidelity bond?
Fidelity bonds and fiduciary insurance are not one in the same. Our comparison helps you understand the difference and why both are important.
What’s the value of working with a 3(38) investment manager?
Like most plan sponsors, you want to offer your participants a well-constructed investment lineup, while reducing your fiduciary risk. Learn how a 3(38) investment manager can help you do both.
What's a safe harbor 401(k) plan?
Does your traditional 401(k) plan have trouble passing the nondiscrimination tests? Want a retirement plan that’s easier to administer? A safe harbor 401(k) plan could be the answer. Learn why.
What does a retirement plan committee do?
Many plan sponsors manage their 401(k) plans by committee. Learn what retirement plan committees do and best practices for having one.
What employee classification means for your 401(k) testing
Your 401(k) plan and an individual’s working relationship with your business are interconnected. Learn how employee classifications can affect how you manage your plan.
1 See the full guarantee for eligibility requirements: for Signature plans and for open-architecture plans.
