We make defined contribution plans work
We make decisions easier and lives better for all our customers, building plans that can deliver the outcomes desired by each individual and business we work with.
We design and build solutions to help maximize outcomes for your participants, employing personalization, proactive engagement, and innovative experiences to help motivate action.
We ask our plan sponsors what they want out of their plan and design it around the outcomes they want to achieve, with the partners they've chosen for their plan.
We intentionally integrate financial professionals and third-party administrators (TPAs) into our offerings and service model for a combination of local support and the power of a team of specialists.
A close partnership with your financial professional and your plan consultant
A service team that provides strategic, administrative, and operational support, working with your plan consultant or our own team of ERISA experts
Transparent fees and options for allocating plan costs
A vast array of investment choices for an effective and competitive plan lineup
Support options for handling your fiduciary responsibilities, from ongoing guidance to comprehensive outsourcing
Time-saving payroll integration solutions, including payroll 360°, payroll 180°, or self-managed payroll
End-to-end support for the four critical participant actions—enrolling, onboarding, pursuing financial well-being, and achieving retirement readiness
A diligent and dynamic approach to data security, backed by our Cybersecurity Guarantee1
We offer a spectrum of retirement plans to meet the needs of small businesses
Learn about our retirement plans for small businessesOur scalable open-architecture platform supports small, midsize, and large plans
Learn about our scalable open-architecture platformRelated viewpoints
Is fiduciary liability insurance the same as a fidelity bond?
What’s the value of working with a 3(38) investment manager?
What's a safe harbor 401(k) plan?
What does a retirement plan committee do?
What employee classification means for your 401(k) testing
Want to learn more about how we make DC plans work?
Contact your local John Hancock representative today1 See the full guarantee for eligibility requirements: for Signature plans and for open-architecture plans.