Investment selection and monitoring
We take a strategic approach to managing our investment platform, offering diverse options to help you fulfill your fiduciary duties.
A professionally managed investment platform
Helping you manage risk with our strategic investment platform
Your participants have access to respected, brand-name institutional and retail fund managers, ranging from some of the largest asset managers to small boutique firms. You can have confidence in the careful steps we take to maintain the breadth and quality of our investment options, with consistent platform monitoring and oversight.
No hidden fees or investments with undisclosed revenue
No fund requirements
Provides participants with low net investment costs
Diverse investment options
We make it easy to build a diverse lineup
With no proprietary requirements, you have the freedom to build a fund lineup that meets the needs of any group of plan participants.
Asset allocation options
Professionally managed asset allocation options
- Target-date portfolios—with to and through glide paths
- Target-risk portfolios
Equity options
Funds with exposure to a wide variety of investment styles and geographies
- Domestic and global
- Large/mid/small capitalization
- Value/blend/growth
Balanced options
- Broad spectrum of holdings to provide both income and capital appreciation
- Conservative to aggressive allocations
Low-cost passive options
Replicate the performance of a designated benchmark index
- Index funds
- Exchange-traded funds
Sector and specialty fund options
Focus on a particular industry or sector of the economy
- Precious metals
- Natural resources
- Real estate
- Energy
Guaranteed income feature1
- Predictable growth, year after year
- Greater certainty throughout retirement
- Protection from unpredictable markets
Fixed-income options
Various durations and credit qualities
- Domestic and global
- Short-, intermediate-, and long-term duration
- Investment grade and high yield
Fiduciary support and investment tools
We offer fiduciary tools and services to help you and your financial professional make your plan’s investment decisions
Helping you manage the investments yourself |
Helping you and your financial professional manage the investments |
A service to take over investment oversight for you |
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If you want help creating and following a framework for your investment decision-making process, IPS Manager can help.
Wilshire 3(21) Adviser Service³ If you want help selecting and monitoring the funds for your plan, consider working with a 3(21) fiduciary. Wilshire, a trusted name in 3(21) investment fiduciary support, can provide you with customized investment menu recommendations with plan-specific quarterly reports for a small asset-based charge. |
FundEvaluator Your plan's financial professional can use this tool to build and evaluate the plan’s investment lineup.
John Hancock Target-Date Analyzer This easy-to-use online tool can help you evaluate the target-date suites on the Signature platform. Compare glide paths and objective quantitative criteria, then generate a customized report for the plan's fiduciaries.
John Hancock Signature fund scorecard This report provides a review of the Signature investment platform, performed by leading organizations Morningstar, Fi360, and Retirement Plan Advisory Group.
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Wilshire 3(38) Investment Management Service⁴ If you’d like an expert to take over investment oversight, consider partnering with a 3(38) investment fiduciary. You can work with Wilshire, a trusted name in 3(38) investment fiduciary support, which will handle all investment tasks, including investment lineup creation, ongoing monitoring, and fund replacement. They provide you with a customized investment policy statement that aligns with your investment methodology, and they serve as a co-fiduciary for the tasks they perform. Wilshire charges an asset-based fee for this service. |
Learn more about our Signature platform
Engaging your participants in the power of their plan
We provide participants with personalized guidance to help them create a plan to meet their unique financial and retirement goals.
Building your plan
With five decades of retirement plan experience, we know how to get your plan up and running quickly so your employees can start saving.
Keeping your plan secure
John Hancock uses a multilayered approach to protect plan and participant data, which includes following the DOL's best practices for cybersecurity.
Managing your plan
You'll have the fiduciary support and plan management tools you need to help you mitigate your risk and fulfill your duties.
Financial professionals—want to learn more about John Hancock Signature?
Find your local John Hancock representative
Important disclosures
1 Although the Guaranteed Income for Life Select (GIFL Select) feature provides a guaranteed income base, as well as guaranteed minimum withdrawal benefits, the investment options available under the feature are variable investments and may lose value. Guarantees of withdrawals provided under the feature are supported by the issuer’s general account and are subject to the claims-paying ability of the issuer, which does not relate to the investment performance or safety of the investment options to which the feature applies. An additional fee is charged for the guarantee. 2 It's important to bear in mind that IPS Manager is only a qualitative tool that generates a quantitative ranking that is reported to a plan sponsor annually. If plan sponsors want to obtain ranking information about any or all of the other funds available to their plan or on John Hancock's investment lineup, they should contact their financial professional. 3 Wilshire’s 3(21) Adviser Service is provided pursuant to a services agreement between Wilshire and the plan sponsor. The 3(21) Adviser Service is subject to the terms and conditions set forth in such agreement, including any limitations. Wilshire’s fee for the service is two basis points per year. Fiduciary coverage means that a fund may be an appropriate investment option for a retirement plan and is only available for those funds on the list of covered investment options provided by Wilshire. 4 Wilshire’s 3(38) Investment Management Service is provided pursuant to a services agreement between Wilshire and the plan sponsor. The 3(38) Investment Management Service is subject to the terms and conditions set forth in such agreement, including any limitations. Wilshire’s fee for the service is five basis points per year. The indemnification of the plan sponsor provided in the agreement with Wilshire is subject to certain conditions and limitations. See the plan sponsor agreement with Wilshire for the complete terms and conditions.
Please call 877-346-8378 to obtain fund sheets for the group annuity investment option subaccounts and to obtain prospectuses for the subaccounts' underlying funds, that are available on request. The prospectuses for the subaccounts’ underlying funds contain complete details on investment objectives, risks, fees, charges and expenses as well as other information about the underlying funds which should be carefully considered before investing.
Asset allocation may not be appropriate for all participants, particularly those interested in directing their own investments.
John Hancock makes available a platform of subaccounts (the Funds) for selection by fiduciaries of qualified retirement plans, including participant-directed plans. The platform of investments is made available without regard to the individualized needs of any plan. In making the platform available, John Hancock is not undertaking to provide impartial investment advice or to give advice in a fiduciary capacity. Depending on the Funds selected or recommended by the plan fiduciaries (and whether or not any Funds are recommended or selected), John Hancock and its affiliates may receive additional compensation from the Funds, in the form of 12b-1 fees, transfer agent fees, investment management fees, or otherwise. The total revenue John Hancock and its affiliates receives from a fund advised or subadvised by John Hancock affiliates is higher than those advised or subadvised exclusively by unaffiliated entities.
Group annuity contracts and recordkeeping agreements are issued by John Hancock Life Insurance Company (U.S.A.), Boston, MA (not licensed in New York), and John Hancock Life Insurance Company of New York, Valhalla, NY. Product features and availability may differ by state. Each entity makes available a platform of investment alternatives to sponsors or administrators of retirement plans without regard to the individualized needs of any plan. Unless otherwise specifically stated in writing, neither entity is undertaking to provide impartial investment advice or give advice in a fiduciary capacity. Securities are offered through John Hancock Distributors LLC, member FINRA, SIPC.