Viewpoints about Pandemic
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Asset allocation view—navigating uncertainty
How should investors approach asset allocation decisions amid rising uncertainty? Manulife Investment Management's multi-asset solution team shares their latest views.
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Advisors can help reduce financial stress amid uncertainty
The pandemic has brought more than its share of financial uncertainty. Our recent study of stress, finances, and well-being shows an increase in people turning to financial advisors for help and how doing so can help improve their overall finances and help them mitigate financial stress.
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Not what we expected—a chance to help reduce financial stress
As we start the new year, I can’t help but think that 2021 wasn’t what we expected—and I have to wonder what 2022 has in store for us. We recently took a look at stress, finances, and well-being in our eighth annual survey, and it seems that our retirement plan participants are feeling the same way: The pandemic has had a complicated effect on American workers and their finances. But one finding is loud and clear—people want help making financial decisions, and they want help from their employers, financial professionals, and their retirement plan providers.
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How to work furloughed or rehired employees back into your 401(k)
The decision to furlough or rehire employees has a direct impact on your benefits offering. Learn how these events can affect your 401(k).
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Tips on managing your money—and your retirement savings—in a pandemic
Learn ways to stay on top of your finances during times of uncertainty and why you should keep your retirement intact.
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Is there relief from partial 401(k) plan termination during the pandemic?
Many businesses have been forced to make some tough decisions because of the pandemic—including laying off or letting go of staff. Normally, if a company lets go of a certain percentage of its active 401(k) participants in a plan year, the IRS can declare its 401(k) plan partially terminated, which triggers full vesting. But because of the COVID-19 relief package passed in December 2020, companies hurt by the economic slowdown may be able to avoid partial termination—if they meet certain requirements.
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Lowering the cost of financial stress to employers and its impact on workers
For seven years, we’ve surveyed our participants to learn about their financial stressors. During the pandemic, they're looking for help finding their resiliency, both financial and emotional, so that when normal returns, they’re ready to move forward.
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Holiday planning during the pandemic
How to be social, stay safe—and help keep your finances in line
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Financial stress during the pandemic—yes, it’s gone up
For seven years, we’ve tracked the financial stress of our retirement plan participants, recognizing the impact that overall finances have on retirement savings. The COVID-19 pandemic is now changing our lives and stressing personal finances in ways we haven’t seen before.
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IRS guidance for the CARES Act is worth the wait
Notice 2020-50 clarifies treatment of coronavirus-related distributions (CRDs) and explains increased loan limits and suspension of loan repayments.
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