Viewpoints about Retirement plan sponsors
A trick to boosting employee engagement in your retirement plan
Learn when the most effective time to engage with participants about your plan and its features may be and how to tailor your messaging to their unique needs.Read more
What you need to know about SECURE 2.0 right now
We’ve compiled some of the key SECURE 2.0 provisions with the most urgent effective dates that retirement plan professionals should be aware of.Read more
Three steps to help you create a competitive retirement plan
In today's tight labor market, your retirement plan benefits could be a key reason why an employee joins or stays with your organization. Consider these steps to help ensure your plan stands out from the competition.Read more
What’s a QDRO and what are my fiduciary duties?
What happens to a participant’s 401(k) account in a divorce? It depends on the qualified domestic relations order (QDRO). Learn what a QDRO is and your responsibilities as a plan sponsor.Read more
Is a nonqualified plan right for your business?
A nonqualified deferred compensation (NQDC) arrangement can be an effective talent acquisition and retention tool. But how you optimize plan design can depend on your business objectives. Here are a few questions that can help you determine if an NQDC plan may be right for your business.Read more
What's IRS Form 5500?
Defined contribution and defined benefit plan sponsors must file IRS Form 5500 every year. Learn what a Form 5500 is, the key deadlines, and the penalties for noncompliance.Read more
Is fiduciary liability insurance the same as a fidelity bond?
Many plan sponsors think fidelity bonds and fiduciary insurance are one in the same, but they’re not. Our comparison of fidelity bonds versus fiduciary insurance helps you understand the difference and why both are important.Read more
What does a retirement plan committee do?
Many plan sponsors manage their 401(k) plans by committee. Learn what retirement plan committees do and best practices for having one.Read more
A guide to 408(b)(2) fee disclosures for retirement plan sponsors
ERISA Section 408(b)(2) stipulates that covered service providers must disclose information about their services and fees in writing to the plan’s fiduciaries. And as a fiduciary, you must evaluate the disclosures and determine whether the cost of services provided by the plan’s CSPs is reasonable.Read more
A checklist for retirement plan fiduciaries amid industry consolidation
Retirement plan sponsors are likely aware of the ongoing consolidation of recordkeepers over the last several years. When there’s a change in any of your plan’s service providers, your fiduciary duty to select and monitor them comes into play. This checklist can help you do your duty to assess the impact of the change on your plan.Read more