Viewpoints about Financial basics
Asset allocation vs. diversification—what’s the difference?
Learn the difference between asset allocation and diversification and what to consider when creating your retirement investing strategyRead more
Eight things to know about joining your 401(k)
Know these items when joining a retirement plan: eligibility requirements, contribution limits, combining accounts, Roth access, matching contributions, vesting schedules, investments, and withdrawals.Read more
Personal finances 101: how to get organized and set SMART financial goals
Get tips for organizing your finances, prioritizing where to put your money, and creating SMART financial goals.Read more
Helping women manage their finances through divorce and widowhood
Learn how to help your female clients through the aftermath of divorce and widowhood and plan for the years to come.Read more
What’s buy now, pay later?
Many online retailers offer shoppers the option to buy now, pay later. Find out how this option works and factors to consider to help you decide if it’s suitable for you.Read more
Why you should know the difference between your risk tolerance and risk capacity
Investing carries risk. Your risk tolerance is your willingness to take risk—any risk. Your risk capacity is the amount of money you can put at risk. Together, they define your risk profile, which may be a big influence on how you invest.Read more
When should you tap into your 529 account to pay for college?
What’s the best way to pay for your child's college education: 529 education savings plan balance, personal savings, loans, or a combination?Read more
How to teach your young kids about money—five tips
Are you tired of hearing “Mom, dad, can I buy this?” and answering with a deep breath followed by “no.” Maybe it’s time to sit down with your kids—here are five suggestions to help instill good financial habits in your little ones.Read more
Ten holiday budget tips for celebrating the season
Start some new traditions with these budget-wise tips to help avoid overspending so you can continue to meet your financial goals.Read more
Rebalancing your retirement account to help manage risk
When you join your employer’s retirement plan, you choose which funds to invest your money in. But how do you ensure your money continues to be invested the way you want? Rebalancing your account from time to time can help you stick to your investment strategy.Read more