Viewpoints about Investment options
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Three reasons CITs are gaining in popularity
Assets in target-date collective investment trusts (CITs) surpassed target-date mutual funds in 2024. Discover three reasons why CITs are popular.
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Why co-manufactured investment products may be the future of TDFs
Since 2018, co-manufactured target-date funds (TDFs) have accounted for more than 50% of new TDF series.¹ Learn why they may be the future of TDFs.
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What is a CIT?
Collective investment trusts (CITs) are tax-exempt, pooled investment vehicles maintained by a bank or trust company, and they’re available only to ERISA-qualified retirement accounts. They're exempt from many of the regulatory requirements that drive mutual fund expenses, generally giving them a fee advantage over mutual funds. Because costs are an important consideration for you as an ERISA fiduciary, you may want to think about offering CITs in your 401(k) plans.
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Six tips for competing with robo advisors
The popularity of online investment advice continues to grow—making it harder for financial professionals to grow their business. Find out six tips that can help you compete.
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What’s a QDIA—and is it required?
Your plan’s default investment option can affect your fiduciary liability and your participants’ retirement readiness. Discover how using a QDIA can help you address both.
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Market outlook: equities have continued to shine, but macro challenges remain
Despite the challenging trading environment, equity markets globally managed to turn in a positive performance so far this year, particularly in the United States. Learn if that's likely to change in the coming months.
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What are subaccount unit values and mutual fund net asset values?
Group annuity contracts offer retirement plan investments through subaccounts, which purchase shares of a mutual fund. Subaccounts have a unit value and mutual funds have a net asset value, which don’t always line up.
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What’s the value of working with a 3(38) investment manager?
Like most plan sponsors, you want to offer your participants a well-constructed investment lineup, while reducing your fiduciary risk. Learn how a 3(38) investment manager can help you do both.
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Should you choose a target-date or target-risk fund in your 401(k)?
Your 401(k) plan offers several investment options, including target-date funds (TDFs) and target-risk funds (TRFs). Get to know the differences and how you might be able to consider one of these funds to help you save for retirement.
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Differences among single, pooled, and multiple employer retirement plans
Learn about the differences between single employer and multiple employer plans.
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