Viewpoints about Retirement savings
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Five ways mobile apps can help you plan for retirement
Did you know that using a mobile app can help you save more for retirement? We’ll share five ways mobile apps can help make planning and saving for your retirement easier.
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What’s a money market fund?
Wondering if a money market fund could be a suitable investment for your IRA or 401(k) account? Check out this brief overview to help you decide.
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Understanding the impact of the Federal Reserve on retirement savings
When the economy is running smoothly, you and your employees may not even notice that the Federal Reserve is meeting or what they decide. As a plan sponsor, it’s beneficial for you to understand how the Fed works so you can help your employees manage their retirement savings in changing economic conditions.
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Know the consequences of an early IRA withdrawal
Before you tap into your IRA to meet an unexpected financial need, make sure you understand the potential tax, early-withdrawal penalty, and opportunity costs.
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Consequences to consider before cashing out of your retirement plan
When leaving a job, taking your workplace retirement plan savings in cash can come with substantial costs, especially if you're under 59½. To help you make an informed decision, here’s a quick review of the particulars and how these expenses could affect your retirement nest egg.
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Social Security payments increased—why didn’t my check?
Social Security’s annual cost of living adjustment doesn’t necessarily mean your monthly check will increase. Here are four reasons your Social Security payment could be lower than you expected.
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Investing strategies for after retirement
After you retire, your investments may provide some of the income you’ll live on. Learn about the different investment strategies you’ll want to consider.
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Five questions to help decide which IRA is right for you
Thinking about including an IRA in your retirement plan? Here are five question to help decide which IRA is right for you.
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Eight things to know about joining your 401(k)
Know these items when joining a retirement plan: eligibility requirements, contribution limits, combining accounts, Roth access, matching contributions, vesting schedules, investments, and withdrawals.
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Why you should know the difference between your risk tolerance and risk capacity
Investing carries risk. Your risk tolerance is your willingness to take risk—any risk. Your risk capacity is the amount of money you can put at risk. Together, they define your risk profile, which may be a big influence on how you invest.
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