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John Hancock Life Insurance Company (U.S.A) and John Hancock Life Insurance Company of New York are collectively referred to as “John Hancock”. This website has been approved by John Hancock only and may require further approval from a registered representative’s supervising broker/dealer firm, and is intended for professional use only. I acknowledge that I am a financial representative or Third Party Administrator, and that I take full responsibility for ensuring that this material has been approved by my supervising broker-dealer firm.
On September 23, the IRS published final regulations on hardship distributions in the Federal Register. The following is our summary of the changes that apply to 401(k) plans, as well as John Hancock’s perspective on how to proceed with both the mandatory and optional provisions.
