Viewpoints about 401(k) fees and testing
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A SECURE 2.0 summary of provisions, purpose, and timing
SECURE 2.0 Act of 2022 was signed into law on December 29, with policy changes that will affect both the administrators of and participants in qualified retirement plans and IRAs. We’ve put together a guide to help you navigate the provisions that may matter most to you.
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SECURE 2.0 Act offers good news for retirement savers
The SECURE 2.0 Act passed on December 29, 2022. It provides new ways that employers, the federal government, and the retirement plan industry can help Americans save more for retirement. Here are a few of the ways it can help you save more.
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What employee classification means for your 401(k) testing
Your 401(k) plan and an individual’s working relationship with your business are interconnected. Learn how employee classifications can affect how you manage your plan.
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The basics of the 401(k) coverage test
The 401(k) coverage test is one of the nondiscrimination tests plan sponsors must perform each year to keep their plan compliant. Find out what’s involved in completing this test.
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A guide to 408(b)(2) fee disclosures for retirement plan sponsors
ERISA Section 408(b)(2) stipulates that covered service providers must disclose information about their services and fees in writing to the plan’s fiduciaries. And as a fiduciary, you must evaluate the disclosures and determine whether the cost of services provided by the plan’s CSPs is reasonable.
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What you need to know about new comparability plans
Qualified retirement plans that offer customizable contribution levels can be a good fit for many small businesses.
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What’s a nonqualified plan?
Nonqualified plans are a potentially attractive benefit for both your employees and for your large or small business.
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Seven suggestions for designing a 401(k) investment menu
Our 7 suggestions for designing a diverse 401(k) menu provide considerations for 401(k) plan sponsors in selecting investments.
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Considerations when evaluating 401(k) net investment fees as an ERISA fiduciary
Make sure your regular fund reviews include exploring alternative share classes.
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What’s a 401(k) employee census for?
Current census data allows your plan recordkeeper to connect directly with your participants.
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