Plan design
Browse by
-
How prepared are preretirees on their journey to retirement?
Given today's economic challenges, how financially prepared are older workers to face the expenses of their retirement years? Here's what the data in our recordkeeping database showed us.
Read more -
A trick to boosting employee engagement in your retirement plan
Learn when the most effective time to engage with participants about your plan and its features may be and how to tailor your messaging to their unique needs.
Read more -
Three steps to help you create a competitive retirement plan
In today's tight labor market, your retirement plan benefits could be a key reason why an employee joins or stays with your organization. Consider these steps to help ensure your plan stands out from the competition.
Read more -
Steps to setting up your small business 401(k)
Key steps in establishing a 401(k) plan and tailoring the plan design to meet the needs and objectives of a smaller enterprise and its employees.
Read more -
What’s a cash balance plan, and is it right for my business?
Pairing your 401(k) with a cash balance plan can help your executives and key employees maximize their retirement savings. Learn how cash balance pension plans work and factors to consider to help you decide if this approach may be right for your business.
Read more -
Where retirees are moving their 401(k) savings—and how to help them
It’s crucial for DC plan participants who are leaving their employer to do the right thing with their retirement savings. As part of our "State of the participant 2022" research, we looked at what workers who left their plans in 2021 did with their savings.
Read more -
Is a nonqualified plan right for your business?
A nonqualified deferred compensation (NQDC) arrangement can be an effective talent acquisition and retention tool. But how you optimize plan design can depend on your business objectives. Here are a few questions that can help you determine if an NQDC plan may be right for your business.
Read more -
To fund or not to fund—that is the nonqualified plan question
Nonqualified plans aren’t subject to many ERISA regulations, which may create more plan design flexibility and when it comes to funding the plan, you have two options—unfunded or informally funded. Let’s compare the two.
Read more -
A framework for designing 401(k) plans to support M&A deals
Mergers and acquisitions can create significant retirement plan changes for the entities and employees involved. This four-step framework provides retirement plan consultants a good starting point for steering your clients through these critical transitions.
Read more -
Does income replacement really measure retirement readiness?
Income replacement ratios can make appropriate benchmarks for 401(k) plan decision-makers, but participants might want to use a more personalized measure in planning for retirement.
Read more