Viewpoints about Social Security
What's the difference between Social Security and a pension?
When you retire, the money you live on may come from different sources: Social Security, your 401(k) plan, IRAs, and an employer pension plan. Pension plans and Social Security benefits can pay you a steady income like your paycheck did when you worked, but that’s where the similarity generally ends.Read more
Social Security payments and inflation—what to do if one doesn’t keep up with the other
To help recipients keep up with rising costs, Social Security cost-of-living adjustments (COLAs) are made annually using a formula legislated by Congress that factors in changes in the Consumer Price Index (CPI). But, COLAs don't always keep up with inflation.Read more
Understanding your Social Security spousal benefits after divorce
You may be planning to receive Social Security benefits from your spouse’s working career. But what happens to the retirement income you were counting on in the event of divorce? You still have options.Read more
Critical ages for retirement planning: Social Security benefits and more
Your 50th birthday may have felt like a big milestone, and it was—you’re a half centennial! While you still have many more to look forward to, there are other key milestones you should be aware of to help get your retirement finances in order.Read more
Social Security payments increased—why didn’t my check?
Social Security’s annual cost of living adjustment doesn’t necessarily mean your monthly check will increase. Here are four reasons your Social Security payment could be lower than you expected.Read more
What you should know before taking Social Security
If you’re getting close to retirement, you’re probably thinking about when you should start your Social Security payments. Determining when affects your monthly income for the rest of your life. Learn what you need to know before you apply for Social Security benefits.Read more
What’s Social Security, and how much will I get when I retire?
Getting the most out of your Social Security benefit in retirement requires planning ahead. By understanding the factors that will go into the amount you'll receive, you'll have a better idea of what to expect at retirement.Read more