Viewpoints about Workplace retirement plans
-
What’s a dynamic QDIA—and how might it help participants?
With a dynamic QDIA approach, a plan sponsor can start off participants in one default investment option and switch them to another in later years. See how this design option can fit the needs of participants as they get older.
Read more -
A framework for analyzing 401(k) plans with key HCE populations
HCEs pose a unique challenge for 401(k) plan sponsors. Our framework provides a starting point for diagnosing the opportunities and limitations highly compensated employees face in a 401(k) plan—and, ultimately, for designing a better solution.
Read more -
Defined contribution plan terminations—what plan sponsors need to know
There’s more to terminating a qualified defined contribution retirement plan than just stopping contributions. Find out what the process involves.
Read more
-
How to track retirement readiness with income replacement ratios
We take a look at a popular measure of participant progress—the income replacement ratio—to assess how participants are doing and share ideas for using it to help improve your plan.
Read more -
How participant actions can help or hinder their retirement savings
The behavior of defined contribution plan participants can have a big impact on their retirement outcomes. Here's a look at plan loan, hardship withdrawal, and contribution activity--and tools for addressing them in your plan.
Read more
-
Where retirees are moving their 401(k) savings—and how to help them
It’s crucial for DC plan participants who are leaving their employer to do the right thing with their retirement savings. As part of our "State of the participant 2022" research, we looked at what workers who left their plans in 2021 did with their savings.
Read more -
How to work furloughed or rehired employees back into your 401(k)
The decision to furlough or rehire employees has a direct impact on your benefits offering. Learn how these events can affect your 401(k).
Read more -
Adding a nonqualified deferred compensation plan to your benefits package
In a tough labor market, you may want to consider adding a nonqualified deferred compensation (NQDC) plan as a supplemental, tax-advantaged savings opportunity for executives and other employees.
Read more
-
Differences among single, pooled, and multiple employer retirement plans
Learn about the differences between single employer and multiple employer plans.
Read more
-
What’s a nonqualified plan?
Nonqualified plans are a potentially attractive benefit for both your employees and for your large or small business.
Read more