Viewpoints about Plan design
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DOL issues final amendments to the Voluntary Fiduciary Correction Program
The EBSA issued final amendments to the Voluntary Fiduciary Correction Program and Prohibited Transaction Exemption that are effective on March 17, 2025. Learn about the enhancements.
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Helping unlock better outcomes with effective retirement plan design
Find out how your retirement plan design can help drive better outcomes and improve retirement readiness.
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The importance of offering 401(k) loans with guardrails
Offering 401(k) loans with guardrails can help encourage responsible borrowing. Learn how to create a loan policy that provides access while helping participants keep their savings on track.
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Building a bridge to span decades of retirement
See what John Hancock Retirement CEO Wayne Park has to say about building financial resilience amid growing longevity, citing results from our tenth annual survey.
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How technology can help retirees
New technologies and their associated services have been developed that can help keep retirees independent and safe at home longer. As you think about supporting your employees as they near retirement, you may want to know about technologies that are available, the associated costs, and how preretirees might prepare for the expenses.
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Stretch match 401(k) design: motivating participants to save more
Stretch match 401(k) contributions can encourage participants to save more for retirement. Learn the basics of this plan design option and factors to consider.
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How we can make retirement plans better
CEO Wayne Park reflects on the retirement plan industry's mission and the three jobs we need to accomplish to help us achieve that mission.
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Four key questions at the heart of a Taft-Hartley DC plan strategy
If you were to start a defined contribution (DC) plan for union members, where would you begin? A Taft-Hartley DC plan’s structure is driven by its strategy. And this strategy comes down to the answers to a few fundamental questions, including these.
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What’s a cash balance plan, and is it right for my business?
Pairing your 401(k) with a cash balance plan can help your executives and key employees maximize their retirement savings. Learn how cash balance pension plans work and factors to consider to help you decide if this approach may be right for your business.
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Five ways to boost your retirement plan’s ability to help retain employees
Your retirement plan can be an better resource for holding onto valued employees. See how to design in compelling advantages for active, long-term participants.
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