Viewpoints about Plan design
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Building a bridge to span decades of retirement
See what John Hancock Retirement CEO Wayne Park has to say about building financial resilience amid growing longevity, citing results from our tenth annual survey.
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How technology can help retirees
New technologies and their associated services have been developed that can help keep retirees independent and safe at home longer. As you think about supporting your employees as they near retirement, you may want to know about technologies that are available, the associated costs, and how preretirees might prepare for the expenses.
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Stretch match 401(k) design: motivating participants to save more
Stretch match 401(k) contributions can encourage participants to save more for retirement. Learn the basics of this plan design option and factors to consider.
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How we can make retirement plans better
CEO Wayne Park reflects on the retirement plan industry's mission and the three jobs we need to accomplish to help us achieve that mission.
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Four key questions at the heart of a Taft-Hartley DC plan strategy
If you were to start a defined contribution (DC) plan for union members, where would you begin? A Taft-Hartley DC plan’s structure is driven by its strategy. And this strategy comes down to the answers to a few fundamental questions, including these.
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What’s a cash balance plan, and is it right for my business?
Pairing your 401(k) with a cash balance plan can help your executives and key employees maximize their retirement savings. Learn how cash balance pension plans work and factors to consider to help you decide if this approach may be right for your business.
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Five ways to boost your retirement plan’s ability to help retain employees
Your retirement plan can be an better resource for holding onto valued employees. See how to design in compelling advantages for active, long-term participants.
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What’s a dynamic QDIA—and how might it help participants?
With a dynamic QDIA approach, a plan sponsor can start off participants in one default investment option and switch them to another in later years. See how this design option can fit the needs of participants as they get older.
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A framework for analyzing 401(k) plans with key HCE populations
HCEs pose a unique challenge for 401(k) plan sponsors. Our framework provides a starting point for diagnosing the opportunities and limitations highly compensated employees face in a 401(k) plan—and, ultimately, for designing a better solution.
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Fund mapping 101: options for defined contribution plan conversions
Get to know three ways of moving the assets from one plan provider to another, and how to minimize disruption and even prioritize retirement readiness in the process.
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