Viewpoints about Plan design
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Is a nonqualified plan right for your business?
A nonqualified deferred compensation (NQDC) arrangement can be an effective talent acquisition and retention tool. But how you optimize plan design can depend on your business objectives. Here are a few questions that can help you determine if an NQDC plan may be right for your business.
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To fund or not to fund—that is the nonqualified plan question
Nonqualified plans aren’t subject to many ERISA regulations, which may create more plan design flexibility and when it comes to funding the plan, you have two options—unfunded or informally funded. Let’s compare the two.
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A framework for designing 401(k) plans to support M&A deals
Mergers and acquisitions can create significant retirement plan changes for the entities and employees involved. This four-step framework provides retirement plan consultants a good starting point for steering your clients through these critical transitions.
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Getting started with 401(k) problem-solving
Financial professionals with the skills and tools to uncover and resolve retirement plan issues can help add more value to a plan sponsor’s program. Here are a few steps to help you get started.
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Evidence-based ideas for a 401(k) plan design upgrade
John Hancock’s 401(k) data reveals plan-level progress under way and sets clear direction for future improvements.
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