Viewpoints about Small business retirement plans
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Small business retirement plans—partnering for success
A strong recordkeeper relationship can help give financial professionals a real edge in the small retirement plan market. Here are a few questions to help gauge the strength of your provider partnerships.
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Active or passive investing—choosing the right one for your retirement plan
Both passively and actively managed funds can play important roles in a 401(k) plan investment lineup. Here’s a brief look at both types of funds, as well as some of the factors to consider when deciding which ones are right for your plan and participants.
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Cybersecurity guidance from the DOL for retirement plan fiduciaries
The DOL has issued three documents outlining cybersecurity tips and best practices. Retirement plan fiduciaries need to take the threat seriously by adopting the DOL’s best practices and tips for plan fiduciaries, service providers, and plan participants.
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What you need to know about new comparability plans
Qualified retirement plans that offer customizable contribution levels can be a good fit for many small businesses.
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When are participant change notices required under ERISA 404a-5?
Being a plan sponsor comes with administrative and fiduciary duties. Knowing whether a retirement plan event triggers the need to send a change notice or not is one of those confusing areas that can require guidance. This guide can help you understand your requirements beyond the annual and quarterly notices.
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Differences among single, pooled, and multiple employer retirement plans
Learn about the differences between single employer and multiple employer plans.
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What’s a nonqualified plan?
Nonqualified plans are a potentially attractive benefit for both your employees and for your large or small business.
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Five low-cost tips for your company’s 401(k) plan in 2021
The COVID-19 pandemic has changed the way we approach work, family, and fun. But just as you’ve adapted your professional and personal routines to new realities, the strategy for your large or small business retirement plan may need to adapt to continued uncertainty in 2021.
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Interim final rule on the SECURE Act’s lifetime income illustrations for defined contribution plans
The DOL has issued new lifetime income disclosure rules for defined contribution plans.
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What's a defined contribution plan and how to choose one
Find out which defined contribution plan may be appropriate for your small business.
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