Viewpoints about 401k
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The 2020 401(k) contribution limits and how to use them
The 2020 retirement plan contribution limits from the IRS govern how much can be contributed in different types of tax-favored accounts. These limits can help guide retirement saving and tax planning for the coming year and beyond.
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What 401(k) plan sponsors need to know about stable value funds
Stable value funds are important principal preservation vehicles, and plan sponsors and advisors need to understand their basics and unique terminology.
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What you need to know about the new regulations on 401(k) hardship distributions
On September 23, the IRS published final regulations on hardship distributions in the Federal Register. The following is our summary of the changes that apply to 401(k) plans, as well as John Hancock’s perspective on how to proceed with both the mandatory and optional provisions.
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Why you need both retirement savings and emergency savings
Hope for the best, but save for the worst.
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Reflections on TPA Day and the value of partnership
Reflections on TPA Day and the value of partnership
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When SIMPLE isn’t best: why a 401(k) may beat the SIMPLE IRA
Sponsoring a retirement plan can help you attract, retain, and reward employees.
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The ERISA calendar can help financial representatives with practice management and marketing
What’s the best way for 401(k) plan advisors to promote their value to clients and prospects?
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The SECURE Act’s intended impact on 401(k) plans
Just before Memorial Day, the U.S. House of Representatives (House) passed the Setting Every Community Up for Retirement Enhancement Act of 2019 (the SECURE Act) with massive bipartisan support.
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Cybersecurity and your 401(k) plan fiduciary duties
Did you know that systems and data security fall within a retirement plan fiduciary’s duties?
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401(k) plan design: deciding who's eligible
Employer-sponsored retirement plans play a significant role attracting and retaining employees with 401(k) plans leading the pack.
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