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Three steps to financial well-being
You can start to improve your financial health by creating smaller goals and defining the steps that can help you achieve them. See how you might use this approach for boosting your savings, reducing your debt, and protecting your family’s financial future.
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Avoid these 7 common mistakes in your IRA
IRAs can be a great option to help you save for retirement. Here are seven tips to help you avoid common IRA mistakes.
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Four key questions at the heart of a Taft-Hartley DC plan strategy
If you were to start a defined contribution (DC) plan for union members, where would you begin? A Taft-Hartley DC plan’s structure is driven by its strategy. And this strategy comes down to the answers to a few fundamental questions, including these.
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Financial literacy for kids
If you’re not sure how to talk to your kids about money, you’re not alone—and you’ve come to the right place.
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SECURE 2.0 checklist—a simple way to help you keep your plan compliant
Having a SECURE 2.0 retirement plan checklist can help plan sponsors stay organized and track compliance. Use our sample as a guide to help you create yours.
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What’s a cash balance plan, and is it right for my business?
Pairing your 401(k) with a cash balance plan can help your executives and key employees maximize their retirement savings. Learn how cash balance pension plans work and factors to consider to help you decide if this approach may be right for your business.
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Five ways to boost your retirement plan’s ability to help retain employees
Your retirement plan can be an better resource for holding onto valued employees. See how to design in compelling advantages for active, long-term participants.
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What is a CIT?
Collective investment trusts (CITs) are tax-exempt, pooled investment vehicles maintained by a bank or trust company, and they’re available only to ERISA-qualified retirement accounts. They're exempt from many of the regulatory requirements that drive mutual fund expenses, generally giving them a fee advantage over mutual funds. Because costs are an important consideration for you as an ERISA fiduciary, you may want to think about offering CITs in your 401(k) plans.
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How to roll over your 401(k) directly to an IRA
When you leave a job, you may be leaving behind a 401(k) account, and you’ll need to decide what to do with your money. We’ll help you understand your options and outline how you can combine your accounts into an IRA.
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The state of college in 2024
For many colleges and universities, the pandemic accelerated some changes that were already in the works. Take a look at some of the key changes in the world of higher education today.
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