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What to know before taking a loan from your 401(k)
Taking a 401(k) loan has benefits and drawbacks—get the facts before borrowing from your retirement plan.
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What is a CIT?
Collective investment trusts (CITs) are tax-exempt, pooled investment vehicles maintained by a bank or trust company, and they’re available only to ERISA-qualified retirement accounts. They're exempt from many of the regulatory requirements that drive mutual fund expenses, generally giving them a fee advantage over mutual funds. Because costs are an important consideration for you as an ERISA fiduciary, you may want to think about offering CITs in your 401(k) plans.
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Four tips for using AI in financial planning
If you’re thinking about using AI to help you with financial planning, there are a few things you should know about using it safely and smartly.
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Planning to age in place? Your community’s senior services can help
Do you know what services and programs your community offers for seniors? Find out how they can help you age in place.
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Are you ready for a longer retirement?
With retirement starting sooner and ending later, you’ve got less time to save and more time to live off your savings. We’ve put together five practical ways to help you plan for a retirement that may last 40 years.
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Five tips for withdrawing your money in retirement
As retirement approaches, it’s important to have a plan for taking money out of your accounts to support your lifestyle. Get five tips for creating your withdrawal strategy.
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Ready or not: the 40-year retirement is here
You can play a big role in helping your employees feel ready for a retirement that may last for 40 years. Let’s explore some of the challenges your employees may face and three ways you can help them retire with confidence.
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Worried the Middle East conflict may affect your savings? Stay focused on your future
Concerned about the Middle East conflict? We’ll help you keep things in perspective and stay focused on your long-term goals.
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What to consider before moving in with your adult children
Today, 12% of adults over 65 live with a family member¹ for reasons ranging from financial and caregiving to companionship and personal preference. If you’re considering this living arrangement, make sure you think about these five questions before you start packing.
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Stable value funds: a cornerstone for capital preservation in retirement plans
What are stable value funds, and how can they help qualified investors pursue capital preservation and strengthen retirement portfolios? We take a closer look at these types of funds and explore their unique structure.
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