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What you need to know about the new regulations on 401(k) hardship distributions
On September 23, the IRS published final regulations on hardship distributions in the Federal Register. The following is our summary of the changes that apply to 401(k) plans, as well as John Hancock’s perspective on how to proceed with both the mandatory and optional provisions.
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How a lot of the financial wellness buzz misses the point
Financial wellness is being discussed all over corporate America, among financial professionals, retirement plan sponsors, and recordkeepers. Unfortunately, the term can be ambiguous, with different meanings in different settings.
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Why you need both retirement savings and emergency savings
Hope for the best, but save for the worst.
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Reflections on TPA Day and the value of partnership
Reflections on TPA Day and the value of partnership
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How can millennials achieve financial wellness?
As we’ve learned in our annual Financial Stress Survey, far more Millennials report feeling financially stressed than do Baby Boomers, and they spend more time than older workers worrying about personal finances at work.
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When SIMPLE isn’t best: why a 401(k) may beat the SIMPLE IRA
Sponsoring a retirement plan can help you attract, retain, and reward employees.
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The ERISA calendar can help financial representatives with practice management and marketing
What’s the best way for 401(k) plan advisors to promote their value to clients and prospects?
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The SECURE Act’s intended impact on 401(k) plans
Just before Memorial Day, the U.S. House of Representatives (House) passed the Setting Every Community Up for Retirement Enhancement Act of 2019 (the SECURE Act) with massive bipartisan support.
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Cybersecurity and your 401(k) plan fiduciary duties
Did you know that systems and data security fall within a retirement plan fiduciary’s duties?
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401(k) tips: designing for decumulation
401(k)s are a powerful accumulation tool. But, getting baby-boomer participants to retirement without helping them decumulate puts decades of hard work and saving at risk.
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