Viewpoints about Financial basics
-
How does investing work? The basics
You’d like to start investing, but you’re not quite sure how to get started. The basic concepts are simple once you break them down despite the fancy terms. Let’s go through some of the essentials so you can feel better about getting started.
Read more -
Renting versus buying a home
Is it better to rent or buy a home? The short answer is “it depends.” Here are some key financial, economic, and lifestyle considerations that can help you decide which option is best for you.
Read more -
Three strategies for managing your debt
Most people have debt of some kind—a mortgage, student loan, or credit card balance. Learning the difference between good and bad debt and how you can manage them can help you reduce your stress and improve your credit score.
Read more -
Seven financial planning mistakes to avoid
Healthy money habits can help you achieve your financial goals—children’s education, dream vacation, retirement—and avoid these seven financial planning mistakes.
Read more -
Emergency savings—do you have the cash if a crisis occurs?
Life has a way of surprising all of us, at times—emergencies happen. An emergency savings account may sound like a luxury, but it’s an important part of getting your personal finances under control. To get started, you should understand why it’s so important and how much you need.
Read more -
Three steps to help you avoid the dangers of credit card debt
As you save for the future, you also have plenty of things you need to pay for right now. Credit cards offer the appeal of instant gratification and can help out when you’re short on cash—but you must use them with caution. Here are three steps to help ensure that the cards in your wallet serve as valuable tools, rather than potential sources of trouble.
Read more -
Everyone needs estate planning—and this checklist makes it easy
These manageable tasks can help you cut estate planning down to size.
Read more -
Applying for a mortgage? Learn the basics first
You’ve been saving your pennies for a new home, and you finally have enough for a down payment. Make sure you understand the language and terms in the world of mortgages to help you get the house—and the mortgage—that’s right for you.
Read more -
The fine art of choosing an auto loan
Read about the six factors that determine how much a car or truck loan will cost you.
Read more -
Take charge of financial decisions by making them a family affair
To take charge of your finances, you need to get those closest to you on board.
Read more