Viewpoints about Financial basics
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Three strategies for managing your debt
Most people have debt of some kind—a mortgage, student loan, or credit card balance. Learning the difference between good and bad debt and how you can manage them can help you reduce your stress and improve your credit score.
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Seven financial planning mistakes to avoid
Healthy money habits can help you achieve your financial goals—children’s education, dream vacation, retirement—and avoid these seven financial planning mistakes.
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Emergency savings—do you have the cash if a crisis occurs?
Life has a way of surprising all of us, at times—emergencies happen. An emergency savings account may sound like a luxury, but it’s an important part of getting your personal finances under control. To get started, you should understand why it’s so important and how much you need.
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Three steps to help you avoid the dangers of credit card debt
As you save for the future, you also have plenty of things you need to pay for right now. Credit cards offer the appeal of instant gratification and can help out when you’re short on cash—but you must use them with caution. Here are three steps to help ensure that the cards in your wallet serve as valuable tools, rather than potential sources of trouble.
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Everyone needs estate planning—and this checklist makes it easy
These manageable tasks can help you cut estate planning down to size.
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Applying for a mortgage? Learn the basics first
You’ve been saving your pennies for a new home, and you finally have enough for a down payment. Make sure you understand the language and terms in the world of mortgages to help you get the house—and the mortgage—that’s right for you.
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The fine art of choosing an auto loan
Read about the six factors that determine how much a car or truck loan will cost you.
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Take charge of financial decisions by making them a family affair
To take charge of your finances, you need to get those closest to you on board.
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How setting up a budget can help you through tough times
In times of economic stress, it makes more sense than ever to set up a budget and help lower your financial stress.
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Why you need both retirement savings and emergency savings
Hope for the best, but save for the worst.
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