Viewpoints about Financial basics
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How to build an emergency fund
Do you need help figuring out how to set aside money for financial emergencies? Here are three simple steps to build your emergency fund.
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Three ways retirees can help avoid elder financial abuse and keep their accounts safe
When you leave the workforce and enter retirement, you may become a much more attractive target to strangers—and even friends and relatives—who’d love to get access to your money and property. Here are a few tips to consider to help safeguard your accounts and property, so you can focus on enjoying your retirement years.
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Asset allocation vs. diversification—what’s the difference?
Learn the difference between asset allocation and diversification and what to consider when creating your retirement investing strategy
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Eight things to know about joining your 401(k)
Know these items when joining a retirement plan: eligibility requirements, contribution limits, combining accounts, Roth access, matching contributions, vesting schedules, investments, and withdrawals.
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Personal finances 101: how to get organized and set SMART financial goals
Get tips for organizing your finances, prioritizing where to put your money, and creating SMART financial goals.
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Helping women manage their finances through divorce and widowhood
Learn how to help your female clients through the aftermath of divorce and widowhood and plan for the years to come.
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What’s buy now, pay later?
Many online retailers offer shoppers the option to buy now, pay later. Find out how this option works and factors to consider to help you decide if it’s suitable for you.
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Why you should know the difference between your risk tolerance and risk capacity
Investing carries risk. Your risk tolerance is your willingness to take risk—any risk. Your risk capacity is the amount of money you can put at risk. Together, they define your risk profile, which may be a big influence on how you invest.
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When should you tap into your 529 account to pay for college?
What’s the best way to pay for your child's college education: 529 education savings plan balance, personal savings, loans, or a combination?
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How to teach your young kids about money—five tips
Are you tired of hearing “Mom, dad, can I buy this?” and answering with a deep breath followed by “no.” Maybe it’s time to sit down with your kids—here are five suggestions to help instill good financial habits in your little ones.
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