Viewpoints about Retirement planning
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Where retirees are moving their 401(k) savings—and how to help them
It’s crucial for DC plan participants who are leaving their employer to do the right thing with their retirement savings. As part of our "State of the participant 2022" research, we looked at what workers who left their plans in 2021 did with their savings.
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Understanding your Social Security spousal benefits after divorce
You may be planning to receive Social Security benefits from your spouse’s working career. But what happens to the retirement income you were counting on in the event of divorce? You still have options.
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Can I take money from my 401(k)?
Saving for retirement is a long-term investment, and it’s natural to want to be able to take money out of your 401(k) if you need it. Find out the different 401(k) withdrawal options you may have while you’re working and when you change jobs.
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Four questions to help you plan your retirement income
Retirement is a time of change. And one of the biggest changes is no longer receiving a paycheck from an employer. In retirement, you pay yourself—your savings accounts and retirement plans generally become the sources of your income. And that takes some planning. Answering these four questions can help you get started.
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Critical ages for retirement planning: Social Security benefits and more
Your 50th birthday may have felt like a big milestone, and it was—you’re a half centennial! While you still have many more to look forward to, there are other key milestones you should be aware of to help get your retirement finances in order.
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What you should know before taking Social Security
If you’re getting close to retirement, you’re probably thinking about when you should start your Social Security payments. Determining when affects your monthly income for the rest of your life. Learn what you need to know before you apply for Social Security benefits.
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What are the lifetime income illustrations on my 401(k) statement?
If you’re saving in a defined contribution (DC) retirement plan, you receive a quarterly statement that shows your account balance and investments. To help you see how much monthly income your account balance will generate, your statement will start including two lifetime income illustrations.
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Should I invest in a 401(k) or an IRA?
Understanding the difference between IRAs and 401(k)s can help you plan for your retirement.
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