Viewpoints about Retirement planning
-
Five factors to consider for relocating for retirement
If you’re thinking of relocating for retirement, consider these five factors for your checklist.
Read more -
Four reasons to consider staying in your 401(k) after leaving a job
Some employers may let outgoing employees remain in their 401(k) plan, but will this be a good move for you? Here are a few reasons why staying in your old plan might make sense—at least for a while.
Read more -
Social Security payments and inflation—what to do if one doesn’t keep up with the other
To help recipients keep up with rising costs, Social Security cost-of-living adjustments (COLAs) are made annually using a formula legislated by Congress that factors in changes in the Consumer Price Index (CPI). But, COLAs don't always keep up with inflation.
Read more -
What to know when your defined benefit pension plan terminates
Defined benefit (DB) pension plans date back to the United States Revolutionary War and continued to grow in popularity into the 1980s. Since then, more companies are cutting DB plans. Know your options for handling your benefit if your employer decides to terminate yours.
Read more -
Why estate planning is important for everyone
Many people think estate planning is either just for wealthy people or it’s too upsetting. But just about everyone has something that will need to be passed on to someone. It can also help you gain peace of mind knowing you’ve helped protect your loved ones.
Read more -
Three rates of return to consider using for retirement planning
Interest rates, inflation rates, and rates of return, oh my! Many rates can help measure and evaluate your investments’ financial performance, so, let’s go through them.
Read more -
Pay off student loans or save for retirement—can I do both?
On one hand, you’re making student loan payments every month. On the other, your employer’s retirement plan seems too good to pass up. How do you balance both of these important financial needs? Here are four tips that might help.
Read more -
Your retirement withdrawal strategy—four tips for managing inflation
When’s the last time you reviewed your retirement withdrawal strategy? If left unchecked, it could deplete your savings faster than you expected due to rising prices and changing economic conditions. Learn four tips for managing the effects of inflation on your retirement income strategy.
Read more -
Where retirees are moving their 401(k) savings—and how to help them
It’s crucial for DC plan participants who are leaving their employer to do the right thing with their retirement savings. As part of our "State of the participant 2022" research, we looked at what workers who left their plans in 2021 did with their savings.
Read more -
Understanding your Social Security spousal benefits after divorce
You may be planning to receive Social Security benefits from your spouse’s working career. But what happens to the retirement income you were counting on in the event of divorce? You still have options.
Read more