Viewpoints from John Hancock Retirement
As one of America’s most trusted financial brands, we believe everyone deserves the tools and guidance to achieve financial wellness and retire with confidence. We’ve made retirement plans work for nearly 50 years, and today we’re one of the largest full-service providers in the industry.
At John Hancock, we make retirement plans work.
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The RMD evolution: understanding the 2024 required minimum distribution regulations
The IRS’s final 2024 RMD regulations are out. Get a quick summary from our ERISA specialists.
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SIMPLE IRAs: what to know after SECURE 2.0
SECURE 2.0 added an opportunity for the sponsor of a SIMPLE IRA plan to terminate the SIMPLE IRA plan midyear if the SIMPLE IRA plan is replaced with a safe harbor 401(k) plan. IRS Notice 2024-2 provided details on how this is accomplished.
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How we can make retirement plans better
CEO Wayne Park reflects on the retirement plan industry's mission and the three jobs we need to accomplish to help us achieve that mission.
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SECURE 2.0 checklist—a simple way to help you keep your plan compliant
Having a SECURE 2.0 retirement plan checklist can help plan sponsors stay organized and track compliance. Use our sample as a guide to help you create yours.
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What’s a cash balance plan, and is it right for my business?
Pairing your 401(k) with a cash balance plan can help your executives and key employees maximize their retirement savings. Learn how cash balance pension plans work and factors to consider to help you decide if this approach may be right for your business.
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What's a defined benefit plan?
Find out about the advantages and responsibilities associated with sponsoring a defined benefit pension plan.
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Long-term, part-time employees: Guidance has finally arrived
The long-term, part-time (LTPT) employee rules were amended under the SECURE 2.0 Act. We’ll clarify what this means for plan sponsors, service providers, and financial professionals.
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Three reasons to consider integrating AI into your retirement practice
Wondering if there’s a place for AI in your retirement practice? Learn three ways it could potentially help you grow your business and have more consultative client conversations.
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ERISA 408(b)(2) fee disclosures—not just for your clients’ retirement plans
The Consolidated Appropriations Act of 2021 expanded the ERISA 408(b)(2) fee disclosures to include group health plans. Find out why this change is an opportunity for retirement plan professionals.
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Defined contribution plan terminations—what plan sponsors need to know
There’s more to terminating a qualified defined contribution retirement plan than just stopping contributions. Find out what the process involves.
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