Viewpoints about Defined contribution plan
-
Navigating SECURE 2.0 mandatory auto-enrollment
SECURE 2.0's mandatory auto-enrollment mandate took effect on January 1, 2025. Here's what plan sponsors need to know about the new rules.
Read more
-
Four key questions at the heart of a Taft-Hartley DC plan strategy
If you were to start a defined contribution (DC) plan for union members, where would you begin? A Taft-Hartley DC plan’s structure is driven by its strategy. And this strategy comes down to the answers to a few fundamental questions, including these.
Read more -
What’s a cash balance plan, and is it right for my business?
Pairing your 401(k) with a cash balance plan can help your executives and key employees maximize their retirement savings. Learn how cash balance pension plans work and factors to consider to help you decide if this approach may be right for your business.
Read more -
Five ways to boost your retirement plan’s ability to help retain employees
Your retirement plan can be an better resource for holding onto valued employees. See how to design in compelling advantages for active, long-term participants.
Read more -
403(b) vs. 401(k) vs. 457(b)—what's the difference?
If you’ve changed jobs during your career, chances are you’ve participated in a few employer-sponsored retirement plans. If you have an account with more than one of these plans, it’ll help to know what the differences are and your options for managing them when you leave your employer.
Read more -
How to track retirement readiness with income replacement ratios
We take a look at a popular measure of participant progress—the income replacement ratio—to assess how participants are doing and share ideas for using it to help improve your plan.
Read more -
How to use investment and account data to help create better investors
A look at where defined contribution plan participants moved their money during a sometimes turbulent period—as well as ways to gauge how your people are investing and help inform their future decisions.
Read more -
How to use expense projections to add definition to retirement readiness
Expense coverage projections add a whole new dimension to the concept of retirement readiness. See how the calculations work, how current participants measure up, and how you can use this and other key benchmarks to help improve retirement outcomes.
Read more -
How participant actions can help or hinder their retirement savings
The behavior of defined contribution plan participants can have a big impact on their retirement outcomes. Here's a look at plan loan, hardship withdrawal, and contribution activity--and tools for addressing them in your plan.
Read more
-
.jpg)
Fund mapping 101: options for defined contribution plan conversions
Get to know three ways of moving the assets from one plan provider to another, and how to minimize disruption and even prioritize retirement readiness in the process.
Read more