Viewpoints about Debt management
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What’s buy now, pay later?
Many online retailers offer shoppers the option to buy now, pay later. Find out how this option works and factors to consider to help you decide if it’s suitable for you.
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10 smart financial moves to help you stay on budget
Everyday expenses can strain your budget and leave less money for your financial goals such as saving for retirement. Here are 10 smart financial moves to help you stay on track, manage your debt, and save more.
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Six tips for repaying student loans
After a grace period of more than three years, the clock is now ticking on student loan repayment.
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Things to consider if your federal student loan is being reactivated
The suspension of federal student loan payments was a welcome financial boost for many Americans. But now that repayment is being reactivated, there are steps borrowers need to take. Here are some suggestions and links to helpful resources.
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Personal finances 101: how to get organized and set SMART financial goals
Get tips for organizing your finances, prioritizing where to put your money, and creating SMART financial goals.
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Pros and cons of taking a gap year
Taking a gap year may be a smart idea for some students. If your child is thinking about taking a gap year, here are some of the key considerations to be aware of.
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Blueprint for paying down your debt
If managing your debt feels overwhelming at times, you’re not alone—87% of people with major debt say managing their finances is a cause of stress. But there are steps you can take to improve your situation before turning to a formal debt relief program for help.
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Three strategies for managing your debt
Most people have debt of some kind—a mortgage, student loan, or credit card balance. Learning the difference between good and bad debt and how you can manage them can help you reduce your stress and improve your credit score.
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Borrowing for college? Four things to know about PLUS loans
As a parent, you’ve set aside savings for your child's college, supported their goals, and helped them through the decision process. But even with scholarships and student loans, you still don’t have enough. You do have options.
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Three steps to help you avoid the dangers of credit card debt
As you save for the future, you also have plenty of things you need to pay for right now. Credit cards offer the appeal of instant gratification and can help out when you’re short on cash—but you must use them with caution. Here are three steps to help ensure that the cards in your wallet serve as valuable tools, rather than potential sources of trouble.
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