Viewpoints from John Hancock Retirement

As one of America’s most trusted financial brands, we believe everyone deserves the tools and guidance to achieve financial wellness and retire with confidence. We’ve made retirement plans work for nearly 50 years, and today we’re one of the largest full-service providers in the industry.
At John Hancock, we make retirement plans work.
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Three significant retirement plan changes in the CARES Act
The CARES Act contains some significant retirement plan provisions that may apply to your plan.
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Four questions to help align your retirement plan strategy with a planned M&A activity
Retirement plan strategy can be an important contributor to a successful merger or acquisition, and an effective strategy starts with asking the right questions.
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ERISA's actual knowledge requirement says what it means and means what it says
The Supreme Court has defined actual knowledge for plan sponsors.
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The top causes of personal financial stress—they're not what you expect
Whether they consider their financial situation poor or excellent, Americans are financially stressed. Retirement plan sponsors and their business partners need to understand the top causes of that stress in order to put together an education or engagement strategy that helps participants take a step closer to financial wellness and retirement readiness.
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Helping participants become better at 401(k) investing
Investment trends among defined contribution plan investors, and ideas for providing help, from John Hancock's "State of the participant 2020" study.
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What the DOL’s proposed rule for electronic plan disclosures means for ERISA plans
According to the DOL, clearing the way for eDelivery would deliver both immediate and long-term benefits to retirement plan sponsors and participants. Get details on the DOL’s plan to lower retirement plan costs by providing a more comprehensive safe harbor for electronic plan disclosures.
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Four things you should know about the SECURE Act
The SECURE Act was signed into law late in 2019. This article summarizes four things we think you should understand about it.
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Why state-mandated auto-IRAs are good for your retirement practice
California, Oregon, and Illinois are actively enrolling employees in mandated auto-IRA programs. See what it means for financial professionals.
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The 2020 401(k) contribution limits and how to use them
The 2020 retirement plan contribution limits from the IRS govern how much can be contributed in different types of tax-favored accounts. These limits can help guide retirement saving and tax planning for the coming year and beyond.
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Financial wellness begins with an emergency savings account
Employees who have built up emergency savings are better equipped to contribute to their 401(k) plan and less likely to tap the plan for loans—and that’s good for both employee financial wellness and the overall plan health.
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