Legislative/regulatory
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Retirement plan professionals: don’t forget about the FFCRA
The FFCRA requires certain employers to provide paid time off for employees who meet specific COVID-19-related criteria, and it contains two provisions of which plan sponsors should be aware.
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The CARES Act’s retirement plan provisions at a glance
The CARES Act provides COVID-19 relief with a new kind of 401(k) withdrawal, relaxed 401(k) loan rules, and an RMD waiver for participants. Here are the key provisions, at a glance.
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The IRS has extended retirement plan deadlines—what plan sponsors need to know
Retirement plan sponsors will be relieved that the deadlines for many retirement plan actions were recently extended to July 15, 2020, by the IRS. We’ll explain some key actions affected by this extension and how they may apply to your plan.
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What the DOL’s proposed rule for electronic plan disclosures means for ERISA plans
According to the DOL, clearing the way for eDelivery would deliver both immediate and long-term benefits to retirement plan sponsors and participants. Get details on the DOL’s plan to lower retirement plan costs by providing a more comprehensive safe harbor for electronic plan disclosures.
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Four things you should know about the SECURE Act
The SECURE Act was signed into law late in 2019. This article summarizes four things we think you should understand about it.
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What you need to know about the new regulations on 401(k) hardship distributions
On September 23, the IRS published final regulations on hardship distributions in the Federal Register. The following is our summary of the changes that apply to 401(k) plans, as well as John Hancock’s perspective on how to proceed with both the mandatory and optional provisions.
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The SECURE Act’s intended impact on 401(k) plans
Just before Memorial Day, the U.S. House of Representatives passed the SECURE Act with massive bipartisan support.
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