Viewpoints about Retirement plans for small business
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Is there relief from partial 401(k) plan termination during the pandemic?
Many businesses have been forced to make some tough decisions because of the pandemic—including laying off or letting go of staff. Normally, if a company lets go of a certain percentage of its active 401(k) participants in a plan year, the IRS can declare its 401(k) plan partially terminated, which triggers full vesting. But because of the COVID-19 relief package passed in December 2020, companies hurt by the economic slowdown may be able to avoid partial termination—if they meet certain requirements.
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Differences among single, pooled, and multiple employer retirement plans
Learn about the differences between single employer and multiple employer plans.
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What's a defined benefit plan?
Find out about the advantages and responsibilities associated with sponsoring a defined benefit pension plan.
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Why state-mandated auto-IRAs are good for your retirement practice
California, Oregon, and Illinois are actively enrolling employees in mandated auto-IRA programs. See what it means for financial professionals.
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When SIMPLE isn’t best: why a 401(k) may beat the SIMPLE IRA
Sponsoring a retirement plan can help you attract, retain, and reward employees.
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