Viewpoints about Defined contribution plan
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Three reasons CITs are gaining in popularity
In at least one key investment category, defined contribution plan assets in collective investment trusts could surpass mutual funds in 2023. Here are some of the reasons why CITs are popular.
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What are subaccount unit values and mutual fund net asset values?
Group annuity contracts offer retirement plan investments through subaccounts, which purchase shares of a mutual fund. Subaccounts have a unit value and mutual funds have a net asset value, which don’t always line up.
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IRS contribution limits for 2023—helping you save more in your 401(k)
These days, inflation is probably a consideration when trying to anticipate your income needs in retirement. Fortunately, you’ll be able to save more in your retirement accounts in 2023 than ever before, helping you meet your retirement savings goals.
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Rebalancing your retirement account to help manage risk
When you join your employer’s retirement plan, you choose which funds to invest your money in. But how do you ensure your money continues to be invested the way you want? Rebalancing your account from time to time can help you stick to your investment strategy.
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A framework for designing 401(k) plans to support M&A deals
Mergers and acquisitions can create significant retirement plan changes for the entities and employees involved. This four-step framework provides retirement plan consultants a good starting point for steering your clients through these critical transitions.
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How to take a Taft-Hartley plan from trustee to member directed
Member-directed Taft-Hartley DC plans offer members more investment autonomy and plan sponsors potentially less fiduciary risk. If you’re thinking of making the change from a trustee-directed DC plan to a member-directed one, you’ll likely need to start by adopting a daily valued plan design.
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What's a defined contribution plan and how to choose one
Find out which defined contribution plan may be appropriate for your small business.
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