Viewpoints about Retirement plan sponsors
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The unexpected financial impact of family caregiving
Employees who are caring for family members spend an average of $7,200 a year on out-of-pocket expenses. Understanding how caregiving affects finances can help you develop strategies to help your employees who are caregivers stay on track for retirement.
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Baby boomer retirement planning—how employers can help ease the transition
Explore how offering retirement planning for baby boomers can help ensure a smooth transition from work to retirement—and the potential benefits for your business.
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How to use artificial intelligence in financial planning
AI is a hot technology that's mostly used for internet searches but has potential to help with financial planning. Share these tips to help your employees use AI safely and smartly when it comes to their finances.
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How technology can help retirees
New technologies and their associated services have been developed that can help keep retirees independent and safe at home longer. As you think about supporting your employees as they near retirement, you may want to know about technologies that are available, the associated costs, and how preretirees might prepare for the expenses.
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Tips for creating a prudent governance process for your retirement plan
Proper plan governance does more than help a retirement plan run smoothly. It helps plan fiduciaries demonstrate that they acted prudently. Get tips for building a prudent governance process.
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SIMPLE IRAs: what to know after SECURE 2.0
SECURE 2.0 added an opportunity for the sponsor of a SIMPLE IRA plan to terminate the SIMPLE IRA plan midyear if the SIMPLE IRA plan is replaced with a safe harbor 401(k) plan. IRS Notice 2024-2 provided details on how this is accomplished.
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How we can make retirement plans better
CEO Wayne Park reflects on the retirement plan industry's mission and the three jobs we need to accomplish to help us achieve that mission.
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SECURE 2.0 checklist—a simple way to help you keep your plan compliant
Having a SECURE 2.0 retirement plan checklist can help plan sponsors stay organized and track compliance. Use our sample as a guide to help you create yours.
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A trick to boosting employee engagement in your retirement plan
Learn when the most effective time to engage with participants about your plan and its features may be and how to tailor your messaging to their unique needs.
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What’s a QDRO and what are my fiduciary duties?
What happens to a participant’s 401(k) account in a divorce? It depends on the qualified domestic relations order (QDRO). Learn what a QDRO is and your responsibilities as a plan sponsor.
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