Plan design
Browse by
-
Three participant realities—and ways to improve your next retirement readiness assessment
Inspired by the research in our “State of the participant 2021” report, here are three observations on what retirement plan savers are going through today—and next steps you might consider to ease their journey going forward.
Read more
-
What you need to know about new comparability plans
Qualified retirement plans that offer customizable contribution levels can be a good fit for many small businesses.
Read more -
Is there relief from partial 401(k) plan termination during the pandemic?
Many businesses have been forced to make some tough decisions because of the pandemic—including laying off or letting go of staff. Normally, if a company lets go of a certain percentage of its active 401(k) participants in a plan year, the IRS can declare its 401(k) plan partially terminated, which triggers full vesting. But because of the COVID-19 relief package passed in December 2020, companies hurt by the economic slowdown may be able to avoid partial termination—if they meet certain requirements.
Read more
-
Five low-cost tips for your company’s 401(k) plan in 2021
The COVID-19 pandemic has changed the way we approach work, family, and fun. But just as you’ve adapted your professional and personal routines to new realities, the strategy for your large or small business retirement plan may need to adapt to continued uncertainty in 2021.
Read more -
What’s a 401(k) employee census for?
Current census data allows your plan recordkeeper to connect directly with your participants.
Read more -
Evidence-based ideas for a 401(k) plan design upgrade
John Hancock’s 401(k) data reveals plan-level progress under way and sets clear direction for future improvements.
Read more
-
Six reasons to prioritize digital 401(k) learning
Historically, onsite meetings were considered the gold standard for education, but enrollment methods, communication channels, plan designs, and employee expectations have changed. Here are six reasons why online learning may need to play a bigger role in your participant experience.
Read more -
Four questions to help align your retirement plan strategy with a planned M&A activity
Retirement plan strategy can be an important contributor to a successful merger or acquisition, and an effective strategy starts with asking the right questions.
Read more
-
Helping participants become better at 401(k) investing
Investment trends among defined contribution plan investors, and ideas for providing help, from John Hancock's "State of the participant 2020" study.
Read more