Viewpoints about Retirement plan investments
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Understanding the correlation between stocks and bonds
Learn more about the correlation between stocks and bonds and discover how high-quality fixed income can help investors to diversify their equity exposure.
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Understanding the impact of the Federal Reserve on retirement savings
When the economy is running smoothly, you and your employees may not even notice that the Federal Reserve is meeting or what they decide. As a plan sponsor, it’s beneficial for you to understand how the Fed works so you can help your employees manage their retirement savings in changing economic conditions.
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The DOL’s final fiduciary rule is here!
Released in April 2024 with a September effective date, this rule defines when a person is an investment advice fiduciary under ERISA and the Internal Revenue Code. It also includes amendments to various class prohibited transaction exceptions (PTEs) available to these fiduciaries.
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What to do when your emotions go up and down with the market
Understand how the market works to help you stay steady when the stock market is on a roller-coaster ride.
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What’s a dynamic QDIA—and how might it help participants?
With a dynamic QDIA approach, a plan sponsor can start off participants in one default investment option and switch them to another in later years. See how this design option can fit the needs of participants as they get older.
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What’s a QDIA—and is it required?
Your plan’s default investment option can affect your fiduciary liability and your participants’ retirement readiness. Discover how using a QDIA can help you address both.
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Investing strategies for after retirement
After you retire, your investments may provide some of the income you’ll live on. Learn about the different investment strategies you’ll want to consider.
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Three methods that can help you achieve proper asset allocation
Having a mix of investments from different asset classes can help you spread the risk in your overall portfolio. We’ll share three methods you can use to find the right asset allocation.
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The investment basics of asset allocation vs. diversification
Investing in the stock market may seem intimidating, with all its special terms and concepts. As with anything, once you learn the basics, it can feel less intimidating and more doable. To understand the difference between asset allocation and diversification—and how to use them—we’ll start with the basics of assets, risk, and diversification. Then we’ll explain these critical building blocks to help you feel more comfortable with investing.
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Fund mapping 101: options for defined contribution plan conversions
Get to know three ways of moving the assets from one plan provider to another and how to minimize disruption and even prioritize retirement readiness in the process.
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