Viewpoints about Retirement plan investments
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Asset allocation view—navigating uncertainty
How should investors approach asset allocation decisions amid rising uncertainty? Manulife Investment Management's multi-asset solution team shares their latest views.
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Rebalancing your retirement account to help manage risk
When you join your employer’s retirement plan, you choose which funds to invest your money in. But how do you ensure your money continues to be invested the way you want? Rebalancing your account from time to time can help you stick to your investment strategy.
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Market downturns can help target-date investors grow their retirement savings
Periods of market downturns are stressful for all investors; however, historical data shows that participants are often rewarded through higher long-term returns. Encouragingly, even participants retiring as markets enter a downturn have an opportunity to recoup losses.
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ESG investing defined
Wondering what ESG investing is? Learn how funds that consider environmental, social, and governance issues might work as part of your retirement strategy.
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Today's market downturn: big bear or baby bear?
Not all bear markets are the same. According to historical data, bear markets that took place against a recessionary backdrop typically saw a steeper market sell-off than those that didn't take place during a recession. Find out more.
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Active vs. passive investing—what's the difference?
When researching how to invest your money, you’ll often come across the debate between active and passive investing strategies. What are the differences? And which one’s right for you? We’ll provide insight on these questions and more as we add to the discussion.
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ESG funds' place in the retirement plan investment lineup
As workers learn about the potential advantages of socially responsible investing, sponsors of workplace retirement plans have begun to offer these options. As part of our "State of the participant 2022" report, we looked at the status of stand-alone ESG funds among the DC plans that John Hancock recordkeeps.
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Slowing growth and souring sentiment—how to survive a bear market
Major stock indexes flirt with bear market territory as concerns about U.S. growth mount. How should investors act in the face of uncertainty?
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Cryptocurrency in 401(k) plans
Over the past few years, individual investors have become increasingly interested in investing in cryptocurrency. As a result, the U.S. Department of Labor (DOL) issued Compliance Assistance release No. 2022–01 401(k) Plan Investments in “Cryptocurrencies” (the release) to provide its initial guidance on the matter. It’s important to understand that guidance and how it might apply to your plan.
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What’s the value of working with a 3(38) investment manager?
Like most plan sponsors, you want to offer your participants a well-constructed investment lineup, while reducing your fiduciary risk. Learn how a 3(38) investment manager can help you do both.
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