Retirement readiness
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Active vs. passive investing—what's the difference?
When researching how to invest your money, you’ll often come across the debate between active and passive investing strategies. What are the differences? And which one’s right for you? We’ll provide insight on these questions and more as we add to the discussion.
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Can grandparents gift to a 529 account?
Did you know that grandparents can open and maintain a 529 education savings account without worrying about financial aid eligibility?
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What is inflation?
Here’s a little lesson on what inflation is and what you can do to try to lessen its impact on your wallet.
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What can you do with an inherited retirement account?
Inheriting a retirement account from an IRA owner or someone with a qualified retirement account comes with quite a few confusing rules to follow. Learn which rules apply to you, so you can make an informed decision about what to do with your inheritance.
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Who—or what—is a beneficiary?
Your life insurance policy and retirement plan have asked you to name a beneficiary—but what does that really mean? What happens if you don’t? Do you need beneficiaries for anything else? Although it’s critical to name beneficiaries, it’s pretty easy to do. We’ll explain the what, why, and how of beneficiaries to help you protect your loved ones and your assets.
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Can I take money from my 401(k)?
Saving for retirement is a long-term investment, and it’s natural to want to be able to take money out of your 401(k) if you need it. Find out the different 401(k) withdrawal options you may have while you’re working and when you change jobs.
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How do interest rates affect retirement savings?
You’ve heard that the Fed is raising interest rates. But what does it mean to you? Rising interest rates can affect your wallet today and in retirement. Learn why interest rates matter and what you can do to help minimize their impact on your finances.
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Four questions to help you plan your retirement income
Retirement is a time of change. And one of the biggest changes is no longer receiving a paycheck from an employer. In retirement, you pay yourself—your savings accounts and retirement plans generally become the sources of your income. And that takes some planning. Answering these four questions can help you get started.
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Critical ages for retirement planning: Social Security benefits and more
Your 50th birthday may have felt like a big milestone, and it was—you’re a half centennial! While you still have many more to look forward to, there are other key milestones you should be aware of to help get your retirement finances in order.
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What taxes do you pay on investments in your retirement accounts?
How you choose to save for retirement determines whether your money will be taxed now or later. Learn what taxes you may pay on investments in your 401(k), IRA, and personal savings.
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