Retirement readiness
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Is your old retirement plan moving to a new provider? Here’s what you can do
What should you do when you're still in a former's employer's retirement plan--and you find out that a new financial institution will be servicing it? See your four options and tips for choosing one.
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Is it better for a parent or a grandparent to own a 529 savings plan account?
529 plan accounts can be a great way to save up for college. Most commonly, parents or grandparents are the owners of a 529 savings plan account with the kids and grandkids as the beneficiaries. So, is it better for a parent or a grandparent to own a 529 plan account?
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What’s buy now, pay later?
Many online retailers offer shoppers the option to buy now, pay later. Find out how this option works and factors to consider to help you decide if it’s suitable for you.
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Expand from building wealth to improving financial health
Saving and investing enough to retire comfortably is a worthwhile goal. But to be successful, it helps to focus on broad-based financial well-being. Here are five tips for expanding your financial skill set and confidence on your way to well-being and wealth.
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Why you should know the difference between your risk tolerance and risk capacity
Investing carries risk. Your risk tolerance is your willingness to take risk—any risk. Your risk capacity is the amount of money you can put at risk. Together, they define your risk profile, which may be a big influence on how you invest.
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What’s a required minimum distribution, and do I need to take one?
After you reach a certain age, the IRS may require you to start taking money out of your retirement accounts. Learn the basics of required minimum distributions.
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What happens to my 401(k) when I retire?
For years, you’ve been contributing to your 401(k) plan at work. But what happens to your account when you retire? Here’s a look at how things will change—and some of the decisions you’ll eventually need to make.
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Five factors to consider for relocating for retirement
If you’re thinking of relocating for retirement, consider these five factors for your checklist.
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What's the difference between Social Security and a pension?
When you retire, the money you live on may come from different sources: Social Security, your 401(k) plan, IRAs, and an employer pension plan. Pension plans and Social Security benefits can pay you a steady income like your paycheck did when you worked, but that’s where the similarity generally ends.
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Can a Roth IRA be used for college?
A Roth IRA can be a useful option for covering educational costs. Here’s a quick look at how these accounts work and how they might fit into a college funding strategy.
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