Retirement readiness
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Blueprint for paying down your debt
If managing your debt feels overwhelming at times, you’re not alone—87% of people with major debt say managing their finances is a cause of stress. But there are steps you can take to improve your situation before turning to a formal debt relief program for help.
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Four ratios to help keep your personal finances on track
When you’re managing your personal finances, you may come across ratios you don’t understand. But some of them can make it easier to get your finances in order, and, knowing how to use these ratios can help you achieve your financial goals.
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Accessing your 401(k) money—withdrawals, loans, and hardships
The money in your retirement accounts is intended for, well, retirement. But that doesn’t necessarily mean you can’t access it if you need to. How you take your money out of your retirement account prior to retiring depends on several factors. The point is that you may have options—let’s go through them.
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Five things you may not know about 529 plans
Did you know that 529 education savings plans are 25 years old?
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What are asset classes?
Learn about the different investments and how they can help you reach your savings goal.
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What's a fund fact sheet?
Fund fact sheets play a critical role in helping you make informed investment decisions and determine if a fund aligns with your financial goals. But don’t let all the data points overwhelm you—let’s break down the key components, so you can walk away feeling confident that you understand the funds.
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Does having a 529 account affect financial aid?
Learn why many parents are reluctant to open a 529 account because they think it’ll affect their child’s eligibility for financial aid.
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How does investing work? The basics
You’d like to start investing, but you’re not quite sure how to get started. The basic concepts are simple once you break them down despite the fancy terms. Let’s go through some of the essentials so you can feel better about getting started.
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Renting versus buying a home
Is it better to rent or buy a home? The short answer is “it depends.” Here are some key financial, economic, and lifestyle considerations that can help you decide which option is best for you.
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Early decision: four considerations before your child applies to college
Think of early decision as potentially being in the VIP line for college admissions. While most admissions applications are due in January, early decision allows students to apply to their first-choice school by early November. If accepted, the student must withdraw any regular admissions applications and must attend the college.
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