Retirement readiness
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Who regulates retirement plans?
Three U.S. government agencies play key roles in making sure that retirement plans are operated for the benefit of participants. Here’s what they are and what each one does.
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Seven financial planning mistakes to avoid
Healthy money habits can help you achieve your financial goals—children’s education, dream vacation, retirement—and avoid these seven financial planning mistakes.
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Can you take money from your rollover IRA?
As you move from one job to the next, you can accumulate retirement accounts along the way. Moving—or rolling—each account into an IRA is one way to help manage the complexity and volume. Be aware of the withdrawal rules, so you can avoid paying penalties and taxes.
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What’s a rollover IRA?
Learn about the options you have for your retirement plan when you leave your employer, including deciding whether a rollover IRA is right for you.
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Emergency savings—do you have the cash if a crisis occurs?
Life has a way of surprising all of us, at times—emergencies happen. An emergency savings account may sound like a luxury, but it’s an important part of getting your personal finances under control. To get started, you should understand why it’s so important and how much you need.
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What is Medicare?
If you’re approaching retirement, you’ve got a long to-do list. Enrolling in Medicare should be close to the top of that list. Here are a few critical things you’ll need to know about Medicare as you plan your retirement.
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Building your 401(k) know-how: What’s dollar cost averaging?
Dollar cost averaging may help people manage the ups and downs of financial markets, and it’s an inherent part of 401(k) plans. Learn how dollar cost averaging works.
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What causes people to retire early—and how to stay prepared
If you had to retire earlier than planned, would you be financially ready? Let’s look at the factors that lead to unplanned early retirement, and steps that can help ensure that if you’re suddenly forced to stop working full time, you’ll have the ongoing cash flow you’ll need.
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Managing your money in your 30s—how to plan for today and tomorrow
As you reach your 30s, managing your money gets more complicated, while priorities may begin shifting from student loans and rent to a mortgage and saving for retirement. Here are two views and timely tips that can help make things easier.
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Four tips to help your financial recovery from COVID-19
The pandemic has caused more than its fair share of hardworking Americans to be furloughed, laid off, work fewer hours, or take a cut in salary. If you were affected financially by COVID-19, try following these tips for a financial recovery.
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