Retirement readiness
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Don’t let emotional biases drive your finances off course
You may not be aware of your biases, but they could be affecting your behavior and your finances, including your retirement plan. In fact, a combination of time constraints, lack of knowledge and energy, and the influence of emotions can lead people to make irrational and less-than-ideal investment decisions.
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Answer these important questions before you resign
Surviving a global pandemic has caused many people to reevaluate what’s important to them—careers, relationships, and where and how they’re spending their time. Before you take the leap out of your current job without a new one lined up, make sure you’re financially prepared for both the short- and long-term repercussions.
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Tap into the tax benefits of saving in a 401(k)
401(k) plans give your retirement savings special tax treatment. Understanding the tax implications of saving in your 401(k) can help you cut your tax bill today and, possibly, over the course of your lifetime.
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Four things to know before applying to grad school
Have you been thinking about attending graduate school? Will an advanced degree help you advance your career? Perhaps the pandemic has caused you to reprioritize your professional goals. Whatever your reasons, there are a few things you should know before starting the application process.
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How inflation can affect your 401(k)
Over time, prices tend to go up—which is called inflation. Because of inflation, how much you spend on everyday items changes from year to year, even if what you buy doesn’t. If you want to be able to maintain your standard of living in retirement, you’ll need to account for inflation as you plan how much you should be saving.
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Five tips to get the most out of visiting colleges
Visiting campuses can be one of the most exciting things about deciding where to go to college. It’s often your first taste of the undergraduate lifestyle. How are the classroom facilities? Which types of dorm rooms do they have? How’s the food? Which kinds of social activities are available?
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Tips on managing your money—and your retirement savings—in a pandemic
Learn ways to stay on top of your finances during times of uncertainty and why you should keep your retirement intact.
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Borrowing for college? Four things to know about PLUS loans
As a parent, you’ve set aside savings for your child's college, supported their goals, and helped them through the decision process. But even with scholarships and student loans, you still don’t have enough. You do have options.
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Three steps to help you avoid the dangers of credit card debt
As you save for the future, you also have plenty of things you need to pay for right now. Credit cards offer the appeal of instant gratification and can help out when you’re short on cash—but you must use them with caution. Here are three steps to help ensure that the cards in your wallet serve as valuable tools, rather than potential sources of trouble.
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Three reasons why you should apply for financial aid now
Your child is getting ready for college and has visited campuses, filled out applications, and waited for the acceptance letters. But have you and your family really done everything you can do?
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